Ok, today we’re going to talk about how to keep your kids’ out of debt.The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate!The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we’re going to talk about how to get SMART with MONEY.If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit.Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Welcome to the 4th secret of Superstar Realtors.
In today's secret I unlock the mystery to creating
a constant stream of qualified leads that come to
you instead of the other way around.

All the Superstar Realtors I know use this tactic
and you should too.

Click here to listen to the fourth secret...

In the upcoming 5th secret you'll learn why
Superstar Realtors can charge higher fees than
all their competitors and still have clients lined
up around the block to use their services.

Stay tuned...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Welcome to the 3rd secret of Superstar Realtors.
In today's secret, you'll learn a very different
approach to marketing your real estate services.

This one approach has more power to build your
real estate business than any other strategy available.

Click here to listen to the third secret...

In next week's 4th secret, you'll learn how top-producing
Realtors get most of their leads and how you can too.

Stay tuned...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Welcome to the 2nd secret of Superstar Realtors.
In today's secret, you'll learn how to market with
the dignity and respect you deserve.

Watch the 2nd secret here...

In next week's 3rd secret, you'll learn a tried and
true process that that can help you generate all
the qualified prospects you can handle.

Stay tuned...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Why do some Realtors® have all the clients they can handle,
while others seem to struggle? Is it because they are smarter
than all the other Realtors® or is it because they simply
work harder? Perhaps neither.

After analyzing the habits, attributes and character traits of
hundreds of real estate professionals over the years, we've
identified the "secrets" that separate the Top 1%
highest-income-earning Realtors® from all the rest.

And for your benefit, we've decided to distill all these traits
down into 21 specific things that create superstar Realtors®
and allow them to pick and choose who they work with, and
have all the clients they can handle.

Are you ready for the 1st secret of Superstar Realtors®?

Here it is...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

If you’re like most of the top-producing Realtors I work
with, you’re sick and tired of parasite mortgage pros
who feel entitled to just suck you dry of referrals
without providing any REAL UNIQUE VALUE in return.
Can you relate?

As far as I’m concerned, your mortgage pro should
be one of your most valuable assets, who doesn’t
just provide “great rates” and “great service” –
that’s a minimum expectation – but provides
killer-effective marketing systems that put more
dollars in your wallet. In short, they should be
your SECRET WEAPON – an irreplaceable,
indispensable asset on your team.

With that in mind, here's a quick 3-minute video
showing how I help my Realtor Partners attract
more quality listings and sell them faster for
top dollar.

Check it out:

Well, what do you think? Can you see the value in
using a system like this?

I’m looking forward to hearing from you. Cheers!

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work. Here are 3 tips for buying a foreclosure. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about the pros and cons of house flipping.It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition.Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits. Here are 7 costly real estate investing mistakes to avoid. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month?Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be taught in school but aren't. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we’re going to talk about what you need to know BEFORE you break out of your mortgage. If you’ve been considering breaking out of your mortgage early, here are few things you need to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Purchasing a house is a big step. Here are 7 Factors for Choosing the Right Home at the Right Price. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about the most common questions homebuyers ask about mortgages.For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!). Here are answers to 5 of the most common mortgage questions. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about three easy, but crucial repairs you must make before selling your home.Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

We’ve all heard about the wealth accumulation rule called “pay yourself first”.But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments.The answer to this question depends on multiple factors. Here's what you need to know before refinancing. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Let’s talk about rates.Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right? Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a “good rate”. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.