Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home.Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about some things you should never put on a credit card…Credit cards make purchases more convenient. But in some cases, that convenience comes with too high a price.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate.If you’re thinking about refinancing, there are ways to make your rate even lower than you think.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we're going to talk about an unfortunate but common challenge that many homeowners face.You see, when you and your partner get together and jointly buy a house, it’s only natural to assume everything will be “happily ever after”.But the sad truth is many relationships eventually end in separation, and that can have a dramatic impact on your mortgage.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about the pros and cons of house flipping.It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about the most common questions homebuyers ask about mortgages.For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!) If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Today we’re going to talk about how to prep your home for the market. Particularly, how you can make it look bigger and better for showings.When it comes to showing your home, there are some cheap and easy ways to make your charming little home look more spacious and airy.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ever notice how some people seem to have all the luck?They marry well, get promotions, have lots of friends and make lots of money.Is their good fortune the result of just pure luck or is there science behind it?Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 5 ways to pay for home improvements…Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom.Whatever your plans, you first have to decide how you’re going to pay for it.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about everything you need to know about closing costs. Buying a hom.e involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills.But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing…Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Most people assume they’d have a lot less debt if only they made more money.But in reality, debt isn’t an income problem, it’s a spending problem.You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself…Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself…If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, let’s talk about rates…Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right?Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a “good rate”…If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we’re going to talk about how you can change your life by getting comfortable with being uncomfortable…Imagine what would happen if you kept your workouts to the same easy exercises you’ve done a million times before. Your strength certainly wouldn’t increase much, would it?Which is why, if we want to get stronger, we have to push ourselves beyond our comfort level with new exercises and more reps.It’s the same in the rest of your life. Here’s how to create your breakthrough. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 5 mistakes to avoid when buying a home…Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954