Are you planning on setting aside extra savings in the near future? When you’re building savings for a long-term goal like retirement or education, keep in mind the tax implications of your investment. If you’re earning bank interest, you pay income tax on that interest. But if you invest in stocks that pay a dividend, you can reduce taxes and keep more money for financial goals.Here are the tax advantages of dividend income... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about how to accelerate your career…What do you want from your career?
• More money?
• A promotion?
• More fulfillment?
• Greater flexibility?

Whatever goals you have in mind…Here are 4 strategies for accelerating your career… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Most people assume they’d have a lot less debt if only they made more money. But in reality, debt isn’t an income problem, it’s a spending problem.
You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common. Here are 5 characteristics of debt-free people… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, today we’re going to do something a little different. Regardless of what you want to accomplish in life, there is ONE critical ingredient to your success that you can’t ignore. In fact, it’s the “secret sauce” that separates the world’s GREAT ACHIEVERS from all the rest. Here’s the critical ingredient to your success… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Most people assume they’d have a lot less debt if only they made more money. But in reality, debt isn’t an income problem, it’s a spending problem. You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future!The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common. Here are 5 characteristics of debt-free people… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Deciding when to refinance your mortgage can be a tricky decision.Is now a good time to refinance? Unfortunately, there’s no easy answer to that question.Here are a few important factors to consider BEFORE you refinance… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

How's this for a new perspective...Rather than seeing your debts as a problem, what if they could be an opportunity? With a little knowledge, ingenuity and discipline you can transform those debts into wealth! Here are 6 Tips to Shift from Debt to Financial Freedom... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Did you know there are ways you can cut down the cost of your mortgage payment today? Here are 5 ways to cut mortgage costs… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

If money's a bit tight right now, here are six tips for empowering yourself to create a breakthrough... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Your credit score is the single biggest factor that lenders use in determining your interest rate when you apply for a mortgage. Yet most people don't
even know what a credit score is, let alone whether they have a high score or a low one. The sad truth is if your score is unnecessarily low--due to errors
or lack of professional advice--you could end up paying thousands of dollars extra over the life of your mortgage! Here's the shocking truth about how your credit score is calculated and more importantly, how to improve it almost overnight... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Have you checked your mailbox yet today? How many credit card offers do you think you received? Each one is a new opportunity to get farther into debt, hand over HUGE interest payments, and never get any closer to financial security. Instead of being flattered every time you're offered a PRE-APPROVED PLATINUM card, it's time you learned the truth behind credit card offers.Discover what your credit card company doesn't want you to know... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

As you know, there are loads of credit card options out there. Credit cards that let you earn travel miles, merchandise or cash back can be a good deal. However, to get the most out of a rewards credit card, you have to be strategic. Here are 5 ways to make your rewards credit cards more rewarding… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about how to buy a home, even if you have bad credit… Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit)… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about everything you need to know about closing costs…Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every home buyer needs to know… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 5 ways to pay for home improvements…Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floor space to your home, or simply update your kitchen and bathroom.Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price…In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly…If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ever notice how some people seem to have all the luck? They marry well, get promotions, have lots of friends and make lots of money.Is their good fortune the result of just pure luck or is there science behind it? Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are. Here are 3 keys to creating your own luck…If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

It’s easy for some people to be pessimistic about retirement.With kids to put through school, a mortgage to pay off, the rising cost of everything and growing credit card debt, many people ignore retirement planning and hope for the best.Even if you’ve already started saving, it’s hard to be confident
when stock markets are volatile and interest rates are low.But believe it or not, there’s a large group of retirees who are feeling fine about retirement. Here are 5 habits of confident retirees... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself…Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, today we’re going to talk about how you can change your life by getting comfortable with being uncomfortable…Imagine what would happen if you kept your workouts to the same easy exercises you’ve done a million times before.Your strength certainly wouldn’t increase much, would it? Which is why, if we want to get stronger, we have to push ourselves beyond our comfort level with new exercises and more reps. It’s the same in the rest of your life.Here’s how to create your break through… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177