Ok, today we are going to talk about avoiding probate conflicts by setting up a living trust. Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. Here’s what every homeowner needs to know about living trusts. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about landscaping. While it is certainly feasible, and perhaps more cost effective, to attempt landscape design on your own, there are many
benefits to hiring a professional to design and execute a landscape plan for you. Here’s how you can get a free consultation from one of the best landscapers in town. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how the internet has impacted home searching, buying and selling. We’re so used to shopping online, we sometimes forget how technology has transformed the home buying process. Websites, social media, mobile apps, messaging and other platforms help make shopping for and finding a home faster, easier, more efficient, and less frustrating. Here are 5 online capabilities that today’s prospective homebuyers could never live without. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Your credit score is a three-digit number that lenders use to predict your creditworthiness. Credit reporting companies calculate your score based on your payment history, how much you owe, how long you’ve had credit and how often you apply for new credit. If your score is lower than you’d like, here are 6 ways to raise it. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

You've probably noticed identity theft is becoming more and more prevalent out there. Thousands of people are unwittingly falling prey to this crime every single month – it’s crazy! Don’t let this happen to you. Get informed. Watch this short video I just created and learn how to protect yourself from identity theft. This is important. Check it out and then share it with your friends. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of. If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

Ok, today we are going to talk about how to buy a home, even if you have bad credit. Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit). If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price. In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly. If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate. If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate. If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

Ok, today we are going to talk about 5 ways you can win the bidding war. If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Almost everyone wants to become rich, but most of us never do. Maybe it's because our impression of how to become wealthy doesn't bear much resemblance to reality. Here's what actually works--and what doesn't work. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about alternative lending and how it can help people who normally wouldn’t qualify for a mortgage. According to a recent study, up to 20% more borrowers are being rejected by traditional lenders since the Government of Canada introduced its new mortgage stress tests. Here’s what every borrower needs to know about alternative lending. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Did you know that according to the National Association of Realtors, millennials are now the largest segment of home buyers? Since this generation has different tastes and needs than its parents, it’s important for home sellers to change their marketing strategy. Here are 10 things every homeowner needs to know about selling to millennials. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Regardless of whether you want to sell your home now or sometime in the future, getting a higher price when you sell doesn’t have to involve a bunch of expensive renovations. Here are 7 quick, low-cost improvements designed to turn the heads of potential buyers. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

While there may be a good reason to refinance your home, it’s essential to refinance strategically, so you avoid placing your family at greater financial risk. Here are a few things to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Contrary to popular belief, the secret to creating wealth has less to do with “tactics” and more to do with “mindset.” In other words, you can’t get rich with a poor mindset any
more than you can go poor with a rich mindset. It’s all in the way you think! In this new video, you'll discover "10 Ways The Rich Think Differently Than The Poor." Check it out. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If this doesn't apply to you, perhaps you know someone over 60 who might find it helpful. A reverse mortgage lets you turn your home's equity into cash without having to move or make monthly payments. It's designed for homeowners 60 and over who want to "spend down" their home equity. If you or someone you know is in this situation and needs extra cash flow, here are some things to consider before choosing a reverse mortgage. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we’re going to talk about renting your home. People decide to rent their homes for a few reasons. They may have already bought a new house and are having
difficulty selling their existing home. Perhaps they have a suite downstairs that they want to rent for additional income. Or they may be planning an extended trip, either for work or a vacation. If you’ve decided renting is a good option. Here Are 7 Things To Consider Before Getting Tenants. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

An investment vehicle that has been growing in popularity lately is the Real Estate Investment Trust or REIT. A REIT is a company that lets investors pool funds to invest in real estate. Here’s how to determine if a REIT is right for you. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to buy a second home by refinancing your existing mortgage. Let’s say you’re considering buying an investment property, vacation home or student condo. You could apply for a separate mortgage. But in many cases, it’s easier and more affordable to refinance your existing mortgage to help pay for the second property. Here’s what you should know and consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.