As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk.What many people don’t realize is that cellphone bill payments can also have an effect on credit rating.Here's how your cell phone impacts your credit.. If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about everything you need to know about closing costs…Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every home buyer needs to know… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Robert Kiyosaki is an American multi-millionaire investor who made his fortune through something he calls the Cash Flow Quadrant.Have you ever noticed that in today’s economy, while the middle class is struggling in a tough job market, some entrepreneurs just keep getting richer? Here’s how the Cash Flow Quadrant explains that situation... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

It’s no coincidence that most wealthy people got rich by owning real estate.After all, real estate is the #1 millionaire-maker in the world! Here are 7 ways to create wealth with real estate... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract.There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house.Here are 5 tips for buying in new real estate development… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about how to accelerate your career…

What do you want from your career?
• More money?
• A promotion?
• More fulfillment?
• Greater flexibility?

Whatever goals you have in mind…

Here are 4 strategies for accelerating your career…

Ok, today we are going to talk about how to get your home, specifically your living room, ready to show potential buyers…If your home has curb appeal and many features high in demand, you’re well on your way to attracting serious buyers. But when potential buyers walk through your home, there is one room that can make or break the deal. The living room!The living room is one of the first rooms a buyer will see. Here are 7 living room deal breakers to avoid… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Purchasing a house is a big step. Here are 7 Factors for Choosing the Right Home at the Right Price... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work.Here are 3 tips for buying a foreclosure... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits. Here are 7 costly real estate investing mistakes to avoid… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Are you considering buying a new home or investment property in the near future? Buying a home is a major investment no matter how you look at it. But for many home buyers, it's even more complicated and costly than it needs to be because of blind spots where they are lacking critical information--information that can literally make or break their chances of buying their dream home or add tens of thousands of dollars in unnecessary costs or countless hours wasted in fruitless activity. It's crazy! Home buyers are, in many cases, making the biggest investment of their lives without any step-by-step road map for success.In response to this obvious need, we've decided to create a brand new home buyer guide titled, "15 Home buyer Mistakes And How To Avoid Them". We don't have time to get into all fifteen of them now, but here's one BIG mistake you MUST avoid... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month? Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be taught in school but aren't... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation… Here are 6 simple, low-cost ways to add new vitality and style to your kitchen… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about some things you should never put on a credit card…Credit cards make purchases more convenient. But in some cases, that convenience comes with too high a price. Here are 6 things you should never put on a credit card… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers.Here are 6 important things you need to look for before you buy a home… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we’re going to talk about what you need to know BEFORE you break out of your mortgage.If you’ve been considering breaking out of your mortgage early, here are few things you need to consider… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. Here's what you need to know before refinancing... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Get ready – today we’re about to shatter a few common refinancing myths that may shock you… Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths. Here are 6 common refinancing myths every homeowner needs to know… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills. But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Have you ever wondered if the way you habitually think is helping or hindering your ability to attract wealth and prosperity? Well, recent studies indicate that we can actually unwittingly sabotage our ability to achieve financial security. Here are 5 wealth-repelling attitudes to steer clear of... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631