Mortgage
Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Contrary to popular belief, creating financial freedom is not about how much you make, it's about how much you keep—and invest! Instead of working harder for your money, make your money work harder for you. Here are 5 tips to help you make it happen. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Ok, today we are going to talk about how to make and accept an offer on a house. Whether you’re buying or selling a property, getting to the purchase offer is the first goal. Unfortunately, many challenges can stand in the way. Buyers have to decide what they can afford, what the seller is likely to accept, and what competing buyers may be willing to pay. And sellers not only have to aim for the highest price, they also have to consider terms and conditions that could make the offer less likely to close. Here’s what every homebuyer and seller needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process. Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Ok, today we are going to talk about your credit score… what it is, how it is calculated and how you can find out what it is today! Here is everything you need to know about your credit score. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
A word of warning for you: When your mortgage comes up for renewal. Don’t be too quick to sign that mortgage renewal letter. Over 70% of Canadian mortgage holders do just that, and what is the usual result? — a higher rate and a mortgage product that might not be best suited to their interests. Here's how to ensure you get the best mortgage available.
Ok, today we are going to talk about the reasons why it might make sense for you to buy a vacation property for profit instead of just for fun. 40 years ago, 90% of vacation home owners used them exclusively for pleasure. Today, almost 70% of owners say they rent out their vacation homes for [at least] part of the year to cover ownership costs. Here’s why a vacation home might be a smart investment for you. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
OK, today we’re going to talk about the amazing philosophy of ants. Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
OK, today we’re going to talk about the lies we often tell ourselves – and believe – that keep up shackled to debt. Let’s face it: managing finances isn’t easy. All those bills, student loans, credit card payments—not to mention trying to save a down payment for a house or invest for retirement. No wonder we end up telling ourselves, “I’m never going to get ahead.” But it turns out, that’s one of the most destructive lies you’ll ever tell yourself! As Henry Ford once said, “Whether you believe you can or you can’t, you’re right.” Here’s the TRUTH can set you free from DEBT. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
OK, today we’re going to talk about the tax-saving benefits of having your own business. If you’re a self-starter who enjoys promoting your own ideas and taking responsibility for generating customers and income, you’re probably well suited to self-employment. In addition to providing independence and freedom, self-employment offers tax savings. Here are 8 tax-saving benefits of being self-employed. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Deciding what to do with your tax refund can be a lot of fun. Who doesn’t like to spend money? But instead of blowing it on things that are guaranteed to lose value—like expensive clothes or a vacation—consider investing your money for the future. Sure, it sounds like less fun, but think of the fun you’ll have when you retire early! Here are 5 ways to help your tax refund generate wealth. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Ok, today we are going to talk about how student loan debt is affecting home buyers. Not only is student loan debt crippling, it’s also slowing or preventing an entire generation from becoming homeowners. The tragedy is just when your higher education qualifies you for a higher-paying job, your student loan payments can make it almost impossible to qualify for a mortgage. Here are 3 things every homebuyer needs to know about student loan debt. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Ok, today we're going to talk about how the rich use their minds to attract wealth. Yes, it’s possible to think and grow rich (as Napoleon Hill would say). That’s what wealthy people have been doing for generations. By developing the right mindset, they attract abundance into their lives—and a key form of abundance is wealth! Here’s how to do it. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Retirement or funding education: which comes first? That’s one of the toughest questions most parents will ever face. Here are a few factors to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Here's a question for you... What's the single, biggest expense Canadians will pay over their lifetime? Answer: Income Tax! With that in mind. Here are 5 Proven Ways to Reduce Your Taxes Without Reducing Your Income. Some of these tips result in bigger savings than others, but if you take advantage of all the ones that apply to you, the total savings can be substantial. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Thinking of buying a new home or revenue property? Here are 4 ways to score great deals on real estate. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Deciding how to invest your money is never easy. But if today’s rising house values and low rates of return on investment accounts don’t convince you of the value of investing in real estate. Here are 3 Unique Advantages of Real Estate Investing...If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.