⁣Buying a house involves purchasing the services of several professionals... For example: a lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector is absolutely essential if you want to make sure you’re getting a quality home that won’t constantly surprise you with ongoing repair costs. In making an offer on a house, most Realtors will recommend that you make the deal conditional on a home inspection. Here are 2 Reasons Why SMART Homebuyers Hire Home Inspectors... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage. f you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk key things to know about buying a new construction home… Buying a new construction home offers many advantages: customization, energy efficiency, no worn-out systems to replace. But sometimes it’s not as simple as buying an existing home. Here are 7 things you need to know about buying a new construction home….⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we’re going to talk about how to keep your kids’ out of debt… The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents —can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how you can prevent your credit card data from being hacked or stolen. As financial technology and security measures increase, so do efforts by criminals. And the truth is, is that it’s not that difficult to steal your credit card information. But fortunately, there are steps you can take to protect yourself. So, here’s what you can do to keep your data safe. Here are 6 ways to prevent your credit card data from being stolen… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about three easy, but crucial repairs you must make before selling your home. Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how to shop for a house during a crazy time like a pandemic… Whether you’re house hunting during flu season or a pandemic, here are 5 tips for successful and safe house hunting during a pandemic…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣When it comes time to buying a home, a good home inspector can be a life-safer. By pointing out major flaws that might need to be fixed, your inspector can help you avoid making an expensive mistake or give you a legitimate reason to negotiate a lower price. Here’s how to hire the right home inspector... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 3 questions you should ask your mortgage lender before getting a mortgage… Buying a home is a big investment as well as a complex and time-consuming transaction. Whether you’re brand new to home ownership or a seasoned purchaser, you need the support and advice of a local mortgage professional. Here are 3 questions to ask your mortgage lender… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about the important questions you need to consider before refinancing your mortgage… When interest rates drop, it makes refinancing your mortgage a tempting proposition. But is it worth it? Here are 4 critical questions to ask before you refinance…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about what a homeowner’s association is and why it can be beneficial… You may be familiar with the concept of condo fees, the monthly fees you pay if you own an apartment-style condo or townhouse. But increasingly, single-family neighbourhoods are being built that include landscaping, architectural controls, and amenities like security, swimming pools and golf courses. To pay for all these extra expenses and amenities, residents pay homeowners association (HOA) fees. If you’re considering moving into an HOA neighbourhood, there are both pros and cons… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Are you -- or someone you know -- planning on selling your home any time soon? If so, today's tip is for you. Since your home is one of your largest assets, selling it is probably one of the most important decisions you will make in your life. And once you've made that decision, you'll want to sell your home for the highest price in the shortest time possible, without compromising your sanity. To accomplish this, it’s important that you do your research so you don’t fall victim to costly mistakes. With that in mind... Here's how to sell your home faster for top dollar... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits. Here are 7 costly real estate investing mistakes to avoid…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣It may be tempting to look at today’s relatively low mortgage rates and consider refinancing to get a better rate. Certainly, if your existing rate is significantly higher than today’s rates, this might make economic sense. But, before you decide, here are a few tips to consider... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about the importance of getting – and keeping – an emergency fund. Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.