⁣Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month? Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be taught in school but aren't... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Your credit score is a three-digit number that lenders use to predict your creditworthiness. Credit reporting companies calculate your score based on your payment history, how much you owe, how long you’ve had credit and how often you apply for new credit. If your score is lower than you’d like, here are 6 ways to raise it... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Mortgage Payments. ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Are you considering buying a new home or investment property in the near future? If so, saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments. Here’s how to get started... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Question for you... Are you curious what your home is worth in today’s market? Here’s the most accurate way to find out… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣I don't know if you're planning on painting your home any time soon but if you are, this info will come in handy... Before you hire the first "student painter" who comes along, let me give you 6 tips for choosing the right house painter. Watch this short video: ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we're going to set the record straight and clarify a common misconception about rates (that most people have no clue about)... Learn the #1 rate misconception here… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how your student loans can affect the home buying process… If you’re a first-time buyer, chances are you may have student loan debt. But that doesn’t mean you can’t qualify for a mortgage. Student loans don’t affect your ability to get a mortgage any more than credit card debt or a car loan. Here’s what you need to know…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about some important things to consider before downsizing your home… In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important...⁣ If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we're going to talk about how the rich use their minds to attract wealth. Yes, it’s possible to think and grow rich (as Napoleon Hill would say). That’s what wealthy people have been doing for generations. By developing the right mindset, they attract abundance into their lives—and a key form of abundance is wealth! Here’s how to do it.... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Contrary to popular opinion, a recession is actually the BEST time to invest in revenue properties. Here's why…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 4 ways to avoid becoming “house-rich” and “cash-poor”… Being “house-rich, cash-poor" means you have all your money tied up in your house, with little left over for day-to-day expenses. You may be living in a nice home, but it feels like you’re living in poverty! Either way, you’re left with significant mortgage expenses and little cash to cover them. Here are 4 ways to avoid becoming “house-rich, cash-poor”…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Making improvements to your home can increase its value, especially if you’re thinking of selling soon. However, some improvements deliver a higher return on investment (ROI) than others. Here are Top 5 Home Renos that Can Yield 400% ROI... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Nobody wants to stay deep in debt and poor – even for a short time, let alone a long time. So what’s preventing us from adopting better money habits? Our erroneous beliefs! As Mark Twain once said… “It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.” It’s easier to believe change is impossible rather than actually trying to make change happen. With that in mind… Here are 16 common excuses that prevent us from becoming financially free… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 4 ways to avoid becoming “house-rich” and “cash-poor”… Being “house-rich, cash-poor" means you have all your money tied up in your house, with little left over for day-to-day expenses. You may be living in a nice home, but it feels like you’re living in poverty! Either way, you’re left with significant mortgage expenses and little cash to cover them. Here are 4 ways to avoid becoming “house-rich, cash-poor”…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.