⁣This week we're going cover something a little different than the usual financial tip because we believe it's THAT important... Answer this question: Are you happy? You might be inclined to answer a quick "yes" or "no," but if you're anything like me, you're probably wondering what exactly is happiness, anyhow? And how do I know if I am any happier than the next person? Here's the answer...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection… As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 4 ways to win a contract in a seller’s market… In a seller’s market, there are usually more buyers than homes, multiple offers, bidding wars, and generally rising prices. So if you’re searching for your first home in this environment, it can be frustrating, but don’t give up. Here are 4 ways to win the contract in a seller’s market… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 5 advantages of making a 20% down payment… With houses being so expensive, coming up with a 20% down payment isn’t easy. Some buyers consider making a 20% or more down payment in order to avoid paying for mortgage insurance, which increases monthly payments. Here are 5 excellent reasons to pay 20% down (if possible)… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣You’ve heard the saying that “knowledge is POWER”, right? That’s a MYTH! Knowledge isn’t power, it’s only potential POWER! The only true power is ACTION. But if you’re going to acquire knowledge, general knowledge will only take you so far. Just ask any graduate of “general” studies! The master key to wealth is the application of specialized knowledge. Here are 6 ways to get specialized knowledge that pays… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions… • condo or single family? • big or small? • inner city or suburban? • new or old? But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about the lies we often tell ourselves – and believe – that keep up shackled to debt… Let’s face it: managing finances isn’t easy. All those bills, student loans, credit card payments—not to mention trying to save a down payment for a house or invest for retirement. No wonder we end up telling ourselves, “I’m never going to get ahead.” But it turns out, that’s one of the most destructive lies you’ll ever tell yourself! As Henry Ford once said, “Whether you believe you can or you can’t, you’re right.” Here’s the TRUTH can set you free from DEBT… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about what a “pocket listing” is and when it makes sense… A pocket listing (also known as a whisper listing or exclusive listing) is any home that’s offered for sale but doesn’t get listed on MLS, the private database Realtors use to share listings. Pocket listings are becoming more common especially in a hot real estate market. In some cities where homes are selling so fast, they get snatched up before the Realtor has time to put them on MLS. Here are some other reasons for the popularity of pocket listings… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣One thing we as human beings have in common is a desire to be happy, healthy and wealthy. In other words, all people want to feel good and avoid feeling bad. Makes sense, right? The problem is, most people don't feel good. According to a recent study, the rate of antidepressant use among teens and adults (people ages 12 and older) increased by almost 400% between 2005–2008. We're called Prozac Nation for a reason. Here are 5 simple steps to feel good every day...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing… Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how to refinance an existing mortgage while buying a second home… Refinancing your existing home while buying a second property can be complicated, but it can still make sense. Here’s what you should know and consider… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about what you need to know before buying a home with a guesthouse… A guesthouse is a small, self-contained secondary home on the same lot as the main house. Also known as accessory dwelling units (ADUs) or secondary suites, they’re often in high demand as a way to earn revenue from your home. But there are potential pitfalls. Here are 5 things to consider before buying a home with a guesthouse… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Do you have any friends who could afford to own but for some reason, are still renting? If so, share the LOVE and pass them this video… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about several important things to look for when shopping for a credit card. Credit cards offer a lot of different features and advantages. What you have to figure out is which features work best for you and save you the most money. Here are 5 options to consider when shopping for a credit card… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.