⁣Ok, today we are going to talk about how to make and accept an offer on a house… Whether you’re buying or selling a property, getting to the purchase offer is the first goal. Unfortunately, many challenges can stand in the way. Buyers have to decide what they can afford, what the seller is likely to accept, and what competing buyers may be willing to pay. And sellers not only have to aim for the highest price, they also have to consider terms and conditions that could make the offer less likely to close. Here’s what every homebuyer and seller needs to know… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run… You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about a proven plan to financial security… In Anthony Robbins’ New York Times best-selling book titled, “Money: Master the Game – 7 Simple Steps to Financial Freedom”, he sets out 7 specific steps you can take that over time will help ensure you meet your financial goals. Here’s a summary of the 7 steps to financial freedom…. ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about why you should talk to a lender now rather than later (even if you’re not planning on buying or refinancing any time soon)… When it comes to buying a home, many people just assume their credit, employment or expenses make qualifying for a mortgage impossible. They give up before even talking to a mortgage professional. Here are 3 important ways a lender can help you… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we’re going to talk about how to prep your home for the market. Particularly, how you can make it look bigger and better for showings. When it comes to showing your home, there are some cheap and easy ways to make your charming little home look more spacious and airy. Here are 9 ways to make your home look bigger (and sell for top dollar)…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about how small daily habits yield BIG results… Let’s face it: most big, meaningful changes and achievements happen over time through persistent and consistent effort in a single direction. This is known as the “compound effect”. Here are 3 ways to harness the compound effect (and yield BIG results!)… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we're going to talk about how to get ahead financially... With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣You've probably noticed identity theft is becomingmore and more prevalent out there. Thousands ofpeople are unwittinglyfalling prey to this crime every single month –it’s crazy!Don’t let this happen to you. Get informed. Watch this short video I just created and learn how to protect yourself from identity theft. This is important.. ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about when and why to refinance your mortgage… There are lots of good reasons to refinance your mortgage. But it’s important to remember that refinancing is only worthwhile if your situation and needs meet certain criteria. Here are 4 reasons to consider refinancing…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣If you’re looking for a way to accelerate your savings so you can achieve financial independence more quickly, you might want to consider self-employment. The safest way to start is by earning self-employed income on the side while keeping your current full-time job. But regardless of whether you’re self-employed part-time or full-time, you can benefit from many tax-deductible business expenses. Here are 7 tax advantages of being self-employed... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣If you’re thinking of selling your home any time soon, here are seven fast, easy and affordable ways to attract more offers and get a higher price…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we're going to talk about something most mortgage pros would NEVER encourage you to do. DOWNSIZING YOUR HOME. Let's face it: Home ownership is a good thing, but for some people, it can be too much of a good thing! If your house has become too expensive, too big, too time-consuming or too much to think about, maybe it's time to think about downsizing. Here are 5 reasons to consider moving into a more manageable home. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Deciding what to do with your tax refund can be a lot of fun. Who doesn’t like to spend money? But instead of blowing it on things that are guaranteed to lose value—like expensive clothes or a vacation— consider investing your money for the future. Sure, it sounds like less fun, but think of the fun you’ll have when you retire early! Here are 5 ways to help your tax refund generate wealth...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about everything you need to know about closing costs… Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, let's talk about your retirement for a moment... It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc. But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next... Here are 3 threats to a secure retirement...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we are going to talk about how to use budget tracking apps but stay safe doing it… Budget tracking apps like Quicken and mint.com can be a great way to manage household finances. But considering all the personal financial information you enter into these apps, are they safe to use? Most experts agree the apps are generally safe; it’s the people using them who pose the greatest risk. Here are 7 tips for using a budget tracking app (while keeping your info safe)…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Currently, a post-secondary education in Canada can cost as much as $20,000 per year, including tuition, books and living expenses.That means the price tagfor a four-year degree can be as high as $80,000.If you want to help make sure your kids don’t start their work lives enslaved by debt, now’s the time to start planning. Learn 3 popular ways to save for their educationhere.⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.