⁣Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣ Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right…⁣⁣If you are looking for a top-notch loan officer in Dallas call us at, 214-676-6399.

⁣Ok, today we are going to talk about the 9 questions to ask your Realtor before you list your home with them… Finding and selecting a Realtor is an important step in the selling process. Recent data suggests that “For Sale by Owner” houses sell for about 25% less than houses sold by Realtors. To find the Realtor who’ll work best for you, interview two or three and ask them important things about their work experience, past sales, qualifications, etc. Here are 9 questions to ask your Realtor before you list…⁣ ⁣If you are looking for a top-notch loan officer in Dallas call us at, 214-676-6399.⁣Dallas Loan Officer reveals

⁣Ok, today we are going to talk about how to furnish your home on a budget… If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget…⁣ ⁣If you are looking for a top-notch loan officer in Dallas call us at, 214-676-6399.

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today…⁣ ⁣If you are looking for a top-notch loan officer in Dallas call us at, 214-676-6399.

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist…⁣⁣⁣If you are looking for a top-notch loan officer in Dallas call us at, 214-676-6399.

⁣Ok, today we are going to talk about 3 things you need to do before house hunting… Finding for your dream home is a lot easier if you get your finances in shape before you start looking. If you’re thinking about buying within the next year, now’s the perfect time to start preparing. Here are the first 3 steps to take before house hunting… ⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣ Today we are going to talk about how to use budget tracking apps but stay safe doing it… Budget tracking apps like Quicken and mint.com can be a great way to manage household finances. But considering all the personal financial information you enter into these apps, are they safe to use? Most experts agree the apps are generally safe; it’s the people using them who pose the greatest risk. Here are 7 tips for using a budget tracking app (while keeping your info safe)…

⁣Ok, today we are going to talk about the top three green features buyers look for in a house… Are you looking to make upgrades to your home to make it more energy efficient? Wondering what to invest in that will help with resale? As concern for the environment continues to grow, today’s homebuyers are increasingly looking for green options. Here are the top 3 green features buyers are looking for… ⁣If you are looking for looking for a top-notch senior loan originator in Weston call us at, 305-335-6155

⁣Welcome to Real Estate Marketing Sin #7. When it comes to effective Realtor marketing, there are 3 keys to success: 1. The right market - the people who are most likely to need, want and pay for your services 2. The right message - that hits the hot buttons of your target market and elicits response 3. The right media - that delivers your message to the highest concentration of your target message If any one of these 3 critical components is missing from your marketing plan, your results will suffer. Here's how you can supercharge your results...⁣For more information call us at 305-335-6155

⁣How would you like to attract more sizzling, red-hot referrals from your past clients? Well, you'll be glad to know I just put together a brand new 6-part video series for you titled, "6 Deadly Mistakes That Kill Your Referrals" that teaches how to do exactly that -- become a referral magnet. By avoiding these six costly mistakes and implementing effective "referral systems" you can literally skyrocket your referrals almost overnight. OK, enough prelude already. Here's the very first Referral Mistake to avoid...⁣For more information call us at 305-335-6155

⁣Welcome to Realtor Referral Mistake #3. In today's video tip, you'll discover the critical "X" factor that has the power to instantly transform "happy clients" into "raving fans" and "evangelists". It's a game-changer. You'll also learn the the guarded secret Top Producers use to stimulate referral frenzies, almost at will. Here's why "happy clients" still don't send you referrals...⁣For more information call us at 305-335-6155

⁣ Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look…⁣If you are looking for a top-notch loan consultant in Carlsbad call us at, 760-224-5510

⁣ Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you…⁣If you are looking for a top-notch loan consultant in Carlsbad call us at, 760-224-5510

⁣ Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home…⁣If you are looking for a top-notch mortgage advisor in Greenwood Village call us at, 303-307-7580

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know…⁣If you are looking for a top-notch mortgage advisor in Greenwood Village call us at, 303-307-7580