OK, today we’re going to talk about habits that build happiness. Happiness can be broken down into the pursuit of three things: pleasure, engagement and meaning. It turns out the pursuit of pleasure contributes the least to happiness. Most of our happiness comes from engagement with people and activities, and from personal and spiritual growth that provide meaning. Here are 14 habits that build happiness. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Buying a house involves purchasing the services of several professionals. For example: a lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector is absolutely essential if you want to make sure you’re getting a quality home that won’t constantly surprise you with ongoing repair costs. In making an offer on a house, most Realtors will recommend that you make the deal conditional on a home inspection. Here are 2 Reasons Why SMART Homebuyers Hire Home Inspectors. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 5 smart ways to use your home equity. Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, we have an important topic to cover today. Teaching our kids financial literacy. Unfortunately, if we leave this up to our government and school system we're bound for disappointment. Most experts agree that if we’d been better educated about money, the financial crisis of 2007 might never have happened. Here are 5 ways to teach our kids about money. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Have you read Robert Kiyosaki's book, "Rich Dad Poor Dad”? If so, this video will make a lot of sense to you. Check it out. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you are looking for a top-notch mortgage planning specialist in Tigard, call us at 503-994-4724.

What’s the single, most important questionevery smart home seller wants you to answer at their listing presentation?HINT: it's probably not what you think.Here's the shocking truth... For more information, Please call us at 403-343-1125 or Visit www.adelaclement.com

Ok, today we are going to talk about how to accelerate your career…What do you want from your career?
• More money?
• A promotion?
• More fulfillment?
• Greater flexibility?
Whatever goals you have in mind. Here are 4 strategies for accelerating your career. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

OK, today we’re going to talk about why most people stay stuck in debt. Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Have you ever wondered how seemingly unknown
Realtors have positioned themselves as the #1 choice
in their niche in a short period of time?

Here is one of their secrets for making it happen...

In next week's 16th secret, you'll discover a powerful
marketing secret Superstar Realtors use to consistently
overcome their prospect's fear and skepticism.

This one strategy could at least DOUBLE your
prospect-to-closing conversion ratio.

Stay tuned...

For more information, please call us at (708) 857-1897) or visit http://crownmortgagecompany.mymortgage-online.com.

Ok, today we are going to talk about 5 ways you can win the bidding war. If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war. If you're looking for a top-notch mortgage loan expert in Ocean Springs, call us at (601) 441-6019.

Please forward this to anyone you care about who has filed for bankruptcy. Many Americans find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's
not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Today you'll learn the importance of "YOU"
and why that is critically important
to your career as a Realtor.

This might sound dull but you're about to
learn an important lesson that only the
Superstar Realtors really understand.

Here's what I'm talking about...
[Video Link]

In the upcoming 11th secret, you'll discover
how Superstar Realtors have the uncanny ability
to get things done, open new doors, and create
profitable strategic alliances.

This message will be very important to your
career so make sure you tune in and watch
to this next message.

For more information please call us at (657) 254-5300 or visit TheHomeLoanPlanner.com.

Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for a top-notch Loan Officer in Troy, call us at (248) 867-1821.

Ok, today we are going to talk about one reason why housing prices can be so high. Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from. If you're looking for a top-notch Loan Officer in Troy, call us at (248) 867-1821.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures. Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make. If you're looking for a top-notch loan officer in Houston, call us at (713) 961-5363 or visit www.thespiegelgroup.net.

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement. If you're looking for a top-notch mortgage advisor in Aurora, call us at (720) 256-0809.

Have you ever wondered why you see the names of
Superstar Realtors everywhere? It seems every
time you turn around, their name is staring at you.

Click here to find out how they do it...

In the upcoming 10th secret, you'll discover how
Superstar Realtors maintain a pristine reputation
in the marketplace. This might sound dull but you're
about to learn an important lesson that only the
Superstar Realtors really understand.

Be watching for this upcoming email...

For more information, please call us at (907) 360-3560 or visit https://www.ravenmortgage.net/brittany/