OK, today we’re going to have some REAL TALK about credit cards… Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for a top-notch loan officer in Memphis call us at, 901-461-7215.

Ok, today we are going to talk about one reason why housing prices can be so high… Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions… • condo or single family? • big or small? • inner city or suburban? • new or old? But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

It sounds crazy, doesn’t it? Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”... If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… If you are looking for a top-notch mortgage loan officer in Gilbert call us at, 480-388-4343

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch loan consultant in Grand Junction call us at, 970-985-1738.

Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... If you are looking for a top-notch loan consultant in Grand Junction call us at, 970-985-1738.

Ok, today we are going to talk about how to profit the most from your tax refund… Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions… • condo or single family? • big or small? • inner city or suburban? • new or old? But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate… If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner… If you are looking for a top-notch loan advisor in San Diego call us at, 760-716-4041.

Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… If you are looking for a top-notch mortgage finance advisor in Rocklin call us at, 916-849-8925.

Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings… If you are looking for a top-notch mortgage consultant in Elk Grove call us at, 925-759-3376.

Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home… If you are looking for a top-notch mortgage consultant in Elk Grove call us at, 925-759-3376.

Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… If you are looking for a top-notch mortgage agent in greater Toronto area call us at, 416-906-2085.

Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… If you are looking for a top-notch mortgage advisor in Louisville call us at, 502-753-1074.

Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking for a top-notch mortgage advisor in Louisville call us at, 502-753-1074.

Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… If you are looking for a top-notch mortgage advisor in Louisville call us at, 502-753-1074.