Have you ever wondered when the best time of the year, month and week is, to list and sell your home – FAST! – for top dollar? Watch this short video to find out. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about why you should talk to a lender now rather than later (even if you’re not planning on buying or refinancing any time soon). When it comes to buying a home, many people just assume their credit, employment or expenses make qualifying for a mortgage impossible. They give up before even talking to a mortgage professional. Here are 3 important ways a lender can help you. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Do you have any friends who could afford to own but for some reason, are still renting? If so, share the LOVE and pass them this video. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Currently, a post-secondary education in Canada can cost as much as $20,000 per year, including tuition, books and living expenses. That means the price tag for a four-year degree can be as high as $80,000. If you want to help make sure your kids don’t start their work lives enslaved by debt, now’s the time to start planning. Learn 3 popular ways to save for their education here. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about installing routines in your life that can make you rich. The word “routine” may sound boring, but if you want to accomplish anything significant in life, it’s going to take consistency – a disciplined routine! – to make it happen. It’s been said that resolutions without routines are like Ferraris with no fuel – they might look pretty, but they won’t take you anywhere! With that in mind. Here are 7 routines that separate the rich from everyone else. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Reducing debt is almost always a good idea. The only exception is when you’re using debt to make an investment that will pay a return. Here’s how the rich do it. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

It’s true. Most people never retire early or rich. Why? Because they lived their pre-retirement years as if they were rich already. It’s an easy trap to fall into when all the ads, TV shows and movies show average folks enjoying expensive toys. So we end up using credit cards, lines of credit and mortgages to spent over 100% of our income on fancy cars, exotic vacations, the latest smartphone and the biggest TV. As a result, we get deep in debt, pay huge interest costs, collect a bunch of stuff that has no resale value, and retire with no savings. But there is a better way! Instead of living beyond our means, we can use our money and time strategically—so we save enough to retire earlier and more financially secure. All it takes is a little common sense. Here are four wealth-building tips. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about whether it’s better to rent or own when you retire. As retirement approaches, you’re probably deciding whether to downsize your home. But there’s another important decision you should also consider: is it better to own or rent? Here are 6 things to consider when deciding whether to rent or own. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about when and why to refinance your mortgage. There are lots of good reasons to refinance your mortgage. But it’s important to remember that refinancing is only worthwhile if your situation and needs meet certain criteria. Here are 4 reasons to consider refinancing. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

It may be tempting to look at today’s relatively low mortgage rates and consider refinancing to get a better rate. Certainly, if your existing rate is significantly higher than today’s rates, this might make economic sense. But, before you decide, here are a few tips to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about one reason why housing prices can be so high. Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Your credit report is used to create your credit score, which is how lenders determine whether you qualify for a mortgage and what rate you’ll pay. It’s essential to make sure everything on your report is accurate and up-to-date. Here are 4 things to look for when reviewing your report. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

As the saying goes... "fail to plan and you’re planning to fail." Let’s say you want to achieve financial security—even become a multimillionaire. You could make a wish or buy lottery tickets. Or you could make a plan to get you there. Here Are 6 Tips For Creating Wealth. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to set up and stick to a budget. For some people, “budget” is a scary word. They think it means doing without, following strict rules, being a math genius. But in reality, a budget is just a plan for your money that helps you stay out of debt, save for retirement and achieve financial security. Here are 7 ways to set and stick to a budget. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Have you ever wondered which is smarter: To pay off your mortgage or use that money to invest in retirement? Here are a few factors to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Here’s an easy way to think about your finances. Instead of trying to picture all sorts of complicated accounts and budget lines, just imagine you have 6 jars in front of you. By putting all your money into these jars each month—in the correct proportions—you’ll easily achieve financial security. Here are the 6 jars of money management you need to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

One thing we as human beings have in common is a desire to be happy, healthy and wealthy. In other words, all people want to feel good and avoid feeling bad. Makes sense, right? The problem is, most people don't feel good. According to the OECD, Canadians are among the world’s biggest consumers of antidepressants. Here are 5 simple steps to feel good every day. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 4 ways to avoid becoming “house-rich” and “cash-poor”. Being “house-rich, cash-poor" means you have all your money tied up in your house, with little left over for day-to-day expenses. You may be living in a nice home, but it feels like you’re living in poverty! Either way, you’re left with significant mortgage expenses and little cash to cover them. Here are 4 ways to avoid becoming “house-rich, cash-poor”. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.