Ok, today we’re going to talk about how to keep your kids’ out of debt.The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate!The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we’re going to talk about how to get SMART with MONEY.If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit.Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work. Here are 3 tips for buying a foreclosure. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about the pros and cons of house flipping.It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition.Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits. Here are 7 costly real estate investing mistakes to avoid. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month?Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be taught in school but aren't. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we’re going to talk about what you need to know BEFORE you break out of your mortgage. If you’ve been considering breaking out of your mortgage early, here are few things you need to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Purchasing a house is a big step. Here are 7 Factors for Choosing the Right Home at the Right Price. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about the most common questions homebuyers ask about mortgages.For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!). Here are answers to 5 of the most common mortgage questions. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about three easy, but crucial repairs you must make before selling your home.Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

We’ve all heard about the wealth accumulation rule called “pay yourself first”.But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments.The answer to this question depends on multiple factors. Here's what you need to know before refinancing. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Let’s talk about rates.Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right? Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a “good rate”. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills.But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation. Here are 6 simple, low-cost ways to add new vitality and style to your kitchen. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about 5 mistakes to avoid when buying a home.Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc.But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Please forward this to anyone you care about who has filed for bankruptcy.Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit.Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy.Going from one financial institution to the next, only to be declined again and again can be very frustrating,which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.