Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers.Here are 6 important things you need to look for before you buy a home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

today we’re going to talk about the importance of getting – and keeping – an emergency fund.Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

I'm not a financial advisor, nor am I an expert in investing,but in these turbulent economic times it's more important than ever to discuss this important and controversial topic.Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures.Sounds impossible, right?How can you earn over $100,000 a year and still not have enough to cover your bills?It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home.Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account. Regardless of your current circumstances, here are a few things to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to venture beyond the usual “money” topic, and talk about your health.Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health.There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home.Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money. Here are 4 factors to consider when determining if you can afford to buy. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, Today we're going to talk about how to save for a down payment.Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment.Most of the time, your down payment will be 20%.So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about 5 ways to pay for home improvements.Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom. Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we’re going to talk about how to keep your kids’ out of debt.The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate!The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family.Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we're going to talk about how to get ahead financially.With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments.But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing.Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, Today we are going to talk about 3 things you should never do if you want a good credit score. No matter how high your credit score is, you can always benefit by helping it get higher.The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we’re going to talk about how to achieve your goals.Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK' today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK' today we are going to talk about 4 ways to get the lowest possible refinance rate.If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Let’s face it, debt isn’t a financial problem, it’s a behavior problem.So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK' Today we are going to talk about some things you should never put on a credit card.Credit cards make purchases more convenient. But in some cases, that convenience comes with too high a price. Here are 5 things you should never put on a credit card. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.