Ok, today we’re going to talk about home projects and when it makes sense to hire a pro vs. doing it yourself. Right now, you are probably either living in a new home, dreaming of renovations, or thinking about making changes or improving the home you’ve lived in for years. The BIG QUESTION is, how do you afford to pay for renovations and improvements? Depending on your “handyman” skills, there are lots of home projects you can do yourself for little or no cost. Here’s how to decide which projects are DIY and which need professional attention. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 5 ways you can make money when you’re not working. You work hard for your money. Wouldn’t it be nice if your money started working hard for you? By doing a little up-front legwork and investment, you can create an ongoing income stream that continues, even when you’re on the beach sipping a Mai Tai. Here are 5 ways to generate passive income. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

When housing prices start to rise, buyers get nervous and start to question the worth of the home and if they are paying too much for it. Because the last thing you want to do is make an offer on a house priced too high! In some competitive markets, sellers think the sky is the limit when setting an asking price. So as a buyer, you have to take several factors into account in order to determine whether a home is actually worth the asking price. Here are 4 ways to know if a house is overpriced. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Have you ever considered adding an outdoor shower to your backyard? Here a few tips and things to consider for adding practicality, enjoyment and even value to your home by installing a backyard shower. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how millennials are changing the real estate landscape. As millennials become the largest adult generation, it’s no surprise that they’re becoming a major force in home buying. According to Zillow, a US-based online real estate marketplace, millennials now make up 42% of all homebuyers. Here’s how millennial buyers and sellers differ from previous generations. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about a proven plan to financial security. In Anthony Robbins’ New York Times best-selling book titled, “Money: Master the Game – 7 Simple Steps to Financial Freedom”, he sets out 7 specific steps you can take that over time will help ensure you meet your financial goals. Here’s a summary of the 7 steps to financial freedom. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about how to weed out the wrong lawn care providers. Have you considered hiring a lawn care service? If you’d rather spend the summer enjoying your lawn rather than mowing, fertilizing and treating it for weeds, maybe it’s time to hire someone to do that for you. Here are 7 tips for choosing the right lawn care provider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

I don't know if you're planning on painting your home any time soon but if you are, this info will come in handy. Before you hire the first "student painter" who comes along, let me give you 6 tips for choosing the right house painter. Watch this short video. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about what you need to know before buying a home with a guesthouse. A guesthouse is a small, self-contained secondary home on the same lot as the main house. Also known as accessory dwelling units (ADUs) or secondary suites, they’re often in high demand as a way to earn revenue from your home. But there are potential pitfalls. Here are 5 things to consider before buying a home with a guesthouse. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you planning on selling your home any time soon? If so, knowing precisely what your home is worth can make all the difference when it comes time to sell your home fast for top dollar. With over 22% of local MLS® listings expiring before they are sold, it is important that you price your home accurately. Here's the key to making that happen. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to see which can boost your retirement the most… saving or working longer? All of us hope to enjoy a comfortable retirement. But making it happen can be complicated. There are so many factors to consider: rate of return, years until retirement, how much you can afford to save, how much you’ll need to live on, etc. But a new study called “The Power of Working Longer” cuts through the complication and points out a simple, surprising truth. Here’s what the study uncovers about saving vs. working longer and what is really best for your retirement. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you ready to discover the unsung hero of wealth creation? HINT: It's not mutual funds, real estate, or the stock market. Here's what it is. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to have some REAL TALK about credit cards. Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about how small daily habits yield BIG results. Let’s face it: most big, meaningful changes and achievements happen over time through persistent and consistent effort in a single direction. This is known as the “compound effect”. Here are 3 ways to harness the compound effect (and yield BIG results!). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you planning on setting aside extra savings in the near future? When you’re building savings for a long-term goal like retirement or education, keep in mind the tax implications of your investment. If you’re earning bank interest, you pay income tax on that interest. But if you invest in stocks that pay a dividend, you can reduce taxes and keep more money for financial goals. Here are the tax advantages of dividend income. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

You’ve heard the saying that “knowledge is POWER”, right? That’s a MYTH! Knowledge isn’t power, it’s only potential POWER! The only true power is ACTION. But if you’re going to acquire knowledge, general knowledge will only take you so far. Just ask any graduate of “general” studies! The master key to wealth is the application of specialized knowledge. Here are 6 ways to get specialized knowledge that pays. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to profit the most from your tax refund. Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run. You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.