Having a positive self-image means you feel good about who you are, even though you’re not perfect. On the other hand, having a negative self-image means you obsess about imperfections—like weight and physical appearance—and constantly compare yourself to others. Fortunately or unfortunately, how you view yourself can have a BIG IMPACT on your level of results in life. The better your self-image, the better your results. Here are 7 tips for improving your self-image. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Now, more than ever, is perfect time to buy investment properties . Like any other endeavour, though, there's a right way and a wrong way to go about it. No matter whether you are a seasoned real estate investor or a first-time buyer, there are some costly mistakes that you should watch out for. Here’s the first mistake to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Imagine for a moment that there was a tree called the "Tree of Life." And on that tree there were fruits (otherwise known as your results). What do people tend to do when they don't like their fruits? They tend to focus on their fruits. They focus their attention on what they don't want -- their lack of results! Now, what's the problem with that approach? You can focus on your fruits -- your results -- all day long, but that obviously, that's not going to change anything. To change your fruits, you must first change your roots. To change what's above the ground, you must first change what's below the ground. The change the visible, you must first change the invisible. Here's exactly how you do it. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

It’s important to know what type of interest you’re paying when you take out a mortgage. There are basically two types, but each of them is sometimes known by more than one name. Here's what you need to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Contrary to popular belief, creating financial freedom is not about how much you make, it's about how much you keep—and invest! Instead of working harder for your money, make your money work harder for you. Here are 5 tips to help you make it happen. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to make and accept an offer on a house. Whether you’re buying or selling a property, getting to the purchase offer is the first goal. Unfortunately, many challenges can stand in the way. Buyers have to decide what they can afford, what the seller is likely to accept, and what competing buyers may be willing to pay. And sellers not only have to aim for the highest price, they also have to consider terms and conditions that could make the offer less likely to close. Here’s what every homebuyer and seller needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process. Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about your credit score… what it is, how it is calculated and how you can find out what it is today! Here is everything you need to know about your credit score. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

A word of warning for you: When your mortgage comes up for renewal. Don’t be too quick to sign that mortgage renewal letter. Over 70% of Canadian mortgage holders do just that, and what is the usual result? — a higher rate and a mortgage product that might not be best suited to their interests. Here's how to ensure you get the best mortgage available.

Ok, today we are going to talk about the reasons why it might make sense for you to buy a vacation property for profit instead of just for fun. 40 years ago, 90% of vacation home owners used them exclusively for pleasure. Today, almost 70% of owners say they rent out their vacation homes for [at least] part of the year to cover ownership costs. Here’s why a vacation home might be a smart investment for you. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about the amazing philosophy of ants. Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about the lies we often tell ourselves – and believe – that keep up shackled to debt. Let’s face it: managing finances isn’t easy. All those bills, student loans, credit card payments—not to mention trying to save a down payment for a house or invest for retirement. No wonder we end up telling ourselves, “I’m never going to get ahead.” But it turns out, that’s one of the most destructive lies you’ll ever tell yourself! As Henry Ford once said, “Whether you believe you can or you can’t, you’re right.” Here’s the TRUTH can set you free from DEBT. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about the tax-saving benefits of having your own business. If you’re a self-starter who enjoys promoting your own ideas and taking responsibility for generating customers and income, you’re probably well suited to self-employment. In addition to providing independence and freedom, self-employment offers tax savings. Here are 8 tax-saving benefits of being self-employed. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Deciding what to do with your tax refund can be a lot of fun. Who doesn’t like to spend money? But instead of blowing it on things that are guaranteed to lose value—like expensive clothes or a vacation—consider investing your money for the future. Sure, it sounds like less fun, but think of the fun you’ll have when you retire early! Here are 5 ways to help your tax refund generate wealth. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.