OK, today we’re going to talk about the amazing philosophy of ants… Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life… If you are looking for top-notch mortgage advisor in Irvine call us at, 949-954-0907.

OK, today we’re going to talk about why most people stay stuck in debt… Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons… If you are looking for top-notch mortgage advisor in Irvine call us at, 949-954-0907.

Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner… If you are looking for top-notch mortgage advisor in Irvine call us at, 949-954-0907.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster… If you are looking for top-notch mortgage advisor in Irvine call us at, 949-954-0907.

OK, today we’re going to talk about how to get SMART with MONEY... If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for top-notch mortgage advisor in Irvine call us at, 949-954-0907.

Quick question for you...Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement.Here are a few powerful questions to help you take your business to the next level... For more information, Please call us at 503.781.2821 or Visit https://www.sheilasmithmortgage.com

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Question for you... Are you curious what your home is worth in today’s market? Here’s the most accurate way to find out… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

OK, today we’re going to have some REAL TALK about credit cards… Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

As you know, there are lots of ways to "skin the cat" when it comes to building wealth. Frankly, it can get downright overwhelming when you start to think about all the options available. Let's cut through the clutter and keep it simple. Here's the #1 wealth-building habit... If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

When housing prices start to rise, buyers get nervous and start to question the worth of the home and if they are paying too much for it. Because the last thing you want to do is make an offer on a house priced too high! In some competitive markets, sellers think the sky is the limit when setting an asking price. So as a buyer, you have to take several factors into account in order to determine whether a home is actually worth the asking price. Here are 4 ways to know if a house is overpriced…If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days. While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips… Here are 6 ways to help you save $1,000 in one month… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Ok, today we are going to talk about how the internet has impacted home searching, buying and selling. We’re so used to shopping online, we sometimes forget how technology has transformed the home buying process. Websites, social media, mobile apps, messaging and other platforms help make shopping for and finding a home faster, easier, more efficient, and less frustrating. Here are 5 online capabilities that today’s prospective homebuyers could never live without… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Ok, today we are going to talk about some important things to consider before downsizing your home… In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing… If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Ok, today we are going to talk about buying a home at an auction… Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction…. If you are looking for a top-notch mortgage broker in Lake Oswego call us at, 503-781-2821.

Question for you... Are you curious what your home is worth in today’s market? Here’s the most accurate way to find out… If you are looking for top-notch mortgage broker in San Ramon call us at, 408-858-6228.

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider... If you are looking for top-notch mortgage broker in San Ramon call us at, 408-858-6228.