Ok, today we are going to talk about 5 reasons why you should NOT get a mortgage online… Online transactions have become so fast, reliable and convenient, we do almost everything online—from buying groceries to banking, paying bills and shopping. So why not get a mortgage online too? After all, mortgage sites promise choice, simplicity and approval within minutes. But should we really feel secure borrowing hundreds of thousands of dollars with a click of a button on a laptop or smartphone, without professional assistance? Here are 5 reasons why it’s NOT a good idea to get a mortgage online… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider... If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important... If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about how the internet has impacted home searching, buying and selling. We’re so used to shopping online, we sometimes forget how technology has transformed the home buying process. Websites, social media, mobile apps, messaging and other platforms help make shopping for and finding a home faster, easier, more efficient, and less frustrating. Here are 5 online capabilities that today’s prospective homebuyers could never live without… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about avoiding probate conflicts by setting up a living trust. Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. Here’s what every homeowner needs to know about living trusts…. If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions… • condo or single family? • big or small? • inner city or suburban? • new or old? But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract. There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house. Here are 5 tips for buying in new real estate development… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner... If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about how you can protect your home while you are away on a vacation... At this point, you’ve made your plans, booked your trip and are looking forward to a week or two away from work. But while you’re thinking about what to pack, give some thought to home security. Is your home protected while you are away? Do you have a security camera or neighbors looking out for you? Here are 7 steps to protect your home while you are away… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home… If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

What’s the single, most important question every smart home seller wants you to answer at their listing presentation?HINT:it's probably not what you think.Here's the shocking truth.. For more information, Please call us at 509.294.2892 or Visit https://www.davidcloe.com

Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia,build a multi-million dollar business? Here's the million dollar referral script.. For more information, Please call us at 509.294.2892 or Visit https://www.davidcloe.com

Welcome to Realtor Referral Mistake #2. In today's video tip, you're going to learn why most Realtors are unwittingly sabotaging their "reliability"and therefore, leaving thousands of dollars on the table. It also explains why most Realtors get WAY less referrals than they'd like or even feel like they deserve. HINT: It's not because of bad B.O. or halitosis. :)Here's why "great service" doesn't get you referrals.. For more information, Please call us at 509.294.2892 or Visit https://www.davidcloe.com