⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣ Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣ Ok, today we are going to talk about when the best days and months of the year are to list your home… If you’re thinking of selling your home, there’s never a bad time of year, but there certainly are perks to selling in the spring. Spring is usually the best time of year, and a recent survey gets even more specific, providing the best time to list, right down to time of day. Check it out to learn more…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Welcome to Real Estate Marketing Sin #4. Most Realtors believe -- either consciously or unconsciously -- that once you "close the deal" and the client walks out the door, then the deed is done and you just move on to the next prospect. What they don't realize is that their next prospect might have just walked out the door! Most Realtors tend to be "hunters" instead of "harvesters". Top producers, on the hand, understand the importance of both. They understand that a new customer typically costs 5 to 10 times more than a repeat customer. That's why they focus on getting 60% to 70% of their business from their existing client database through referrals and repeat business -- and you should too! Here's how they do it...

⁣Ok, today we are going to talk about how to furnish your home on a budget… If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣ Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣ Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣ Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣How many times have you said to yourself, "I wish I knew how to get the best bang for my buck on my advertising dollars?" Well today you're going to learn the advertising secrets that Superstar Realtors use to get at least 200% higher response rates than the average Realtor. Here exactly how they do it: ⁣For more information call us at, (905) 809-9160.

⁣How many times do you find yourself saying, "I wish I could get my prospects to believe in the value I offer!" Have you noticed that consumers are becoming more and more skeptical? In today's video tip, you'll learn a powerful strategy all Superstar Realtors use to instantly turn skeptical prospects into pre-sold clients! Here's how they do it... ⁣For more information call us at, (905) 809-9160.

⁣Did you know that there are literally thousands of people every month in your market area who are searching for real estate information online? In today's video tip, you'll discover how you can attract a steady stream of qualified prospects using a LEAD GENERATION WEBSITE (even if you don't have time, money or technical know-how). Here's how you do it... ⁣For more information call us at, (905) 809-9160.

⁣You're going to love today's 19th secret of Superstar Realtors because you will finally discover the untold secret for motivating Divorce Attorneys, Financial Planners and any other referral partner to recommend you and refer you MORE quality clients! If you ONLY listen to one audio... this is the one to listen to! This secret will literally unlock the mystery about getting referral partners to line up, EAGER to recommend you to their prospects and clients. Here's how Superstar Realtors make it happen... ⁣For more information call us at, (905) 809-9160.

⁣Welcome to the final 21st secret in our video series titled, 21 Secrets of Superstar Realtors. Today's secret is by far the most important and critical secret of all 21 secrets. I've saved this secret for last message because it's the last impression that I want to emblaze on the screen of your mind. ALL SUPERSTAR MORTGAGE REALTORS DO THIS! And if you want to become a Superstar Realtor yourself, you MUST do this too. If you haven't watched any of the last 20 video tips, today's is the one you need to tune in to. Here's the final secret of Superstar Realtors...⁣For more information call us at, (905) 809-9160.

⁣Welcome to Realtor Referral Mistake #3. In today's video tip, you'll discover the critical "X" factor that has the power to instantly transform "happy clients" into "raving fans" and "evangelists". It's a game-changer. You'll also learn the the guarded secret Top Producers use to stimulate referral frenzies, almost at will. Here's why "happy clients" still don't send you referrals...⁣For more information call us at, (905) 809-9160.

⁣Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :) Here's how Top Producers generate referrals at will... ⁣For more information call us at, (905) 809-9160.