Erica Kelley Mortgage
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Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month? Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be
taught in school but aren't. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Ok, today we’re going to talk about what you need to know BEFORE you break out of your mortgage. If you’ve been considering breaking out of your mortgage early, here are few things you need to consider. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. he answer to this question depends on multiple factors. Here's what you need to know before refinancing. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
We’ve all heard about the wealth accumulation rule called “pay yourself first”. But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Get ready – today we’re about to shatter a few common refinancing myths that may shock you. Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths. Here are 6 common refinancing myths every homeowner needs to know. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price. In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself. Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills. But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
OK, let’s talk about rates. Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right? Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a “good rate”. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? Regardless of your current circumstances, here are a few things to consider. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic. Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Ok, today we are going to venture beyond the usual “money” topic, and talk about your health. Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health. There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will
be recaptured through lower monthly payments. he answer to this question depends on multiple factors. See the factors here. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits.Here’s the fastest, easiest way to become debt free. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.
Have you ever wondered if the way you habitually think is helping or hindering your ability to attract wealth and prosperity? Well, recent studies indicate that we can actually unwittingly sabotage our ability to achieve financial security. Here are 5 wealth-repelling attitudes to steer clear of. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.