⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage loan advisor in Granite Bay call us at, (510) 303-5464

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist…⁣If you are looking for a top-notch mortgage advisor in Holland call us at, 480-550-0820

⁣Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :) Here's how Top Producers generate referrals at will...⁣For more information call us at, (704)746-2541

⁣Ok, today we are going to talk about an important thing you should do before you buy in an area… test drive the neighbourhood! You wouldn’t think of buying a car without driving it first. And buying new shoes usually involves wearing them around the store a couple of times. So how do you know you’ll actually like the neighbourhood you’re considering, unless you try it out? Here are 4 ways to test drive a neighbourhood… ⁣If you are looking for looking for a top-notch senior loan originator in Weston call us at, 305-335-6155

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣In last week's video, we covered the 7 “Trust Builders” that every Realtor needs to know to boost sales and become a trusted advisor. Now at this point you may be wondering... out of all those Trust Builders, what’s the absolute fastest way to build trust as a Realtor. Here's the FASTEST way to boost your sales... ⁣For more information call us at, 786-338-3844

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing… ⁣If you are looking for a top-notch mortgage broker in St George call us at, 801-577-9231

⁣ Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣If you are looking for a top-notch mortgage broker in St George call us at, 801-577-9231

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…⁣If you are looking for a top-notch mortgage broker in St George call us at, 801-577-9231

⁣ Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to ⁣If you are looking for a top-notch mortgage advisor in Holland call us at, 480-550-0820

⁣ Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth…⁣If you are looking for a top-notch mortgage advisor in Holland call us at, 480-550-0820

⁣Welcome to Realtor Referral Mistake #5. In today's tip, you'll learn how to focus your marketing efforts on the your highest-profit activities so you can make earn more, while working less. It all comes down to working smarter, not harder. Here's a 12-month marketing calendar for massive success...⁣For more information call us at, (704)746-2541

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣ Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what…⁣If you are looking for a top-notch mortgage broker in St George call us at, 801-577-9231

⁣Welcome to Real Estate Marketing Sin #5. "I know that 50% of my advertising is wasted... I just don't know which half!" - John Wanamaker There's nothing worse than spending money on a marketing campaign and not knowing whether it worked or not. It's even worse when you continue to spend money on a marketing campaign that you think is working, but really isn't. There's only one thing worse than moving in the wrong direction, and that's moving in the wrong direction enthusiastically! Here's the only way to invest in your marketing efforts with confidence and sustainability.... ⁣For more information call us at, 972-922-3742

⁣Today you'll discover how Superstar Realtors set themselves apart from their competitors and position yourself as the only logical choice in your prospects' mind. Here's exactly how they do it: ⁣For more information call us at, 508-274-8072

⁣Welcome to Realtor Referral Mistake #6. This is our final installment in this series. In today's video tip, you'll learn how Top-Producing Realtors engineer their business to consistently cultivate "raving fan" clients who send them loads of red-hot referrals... without begging or asking. You see, they understand a key psychological trigger, that hardly anyone utilizes, that can literally DOUBLE the number of referrals you generate. Learn the secret to more repeat & referral business here... ⁣For more information call us at, 603-637-4110

⁣Ok, today we are going to talk about an important thing you should do before you buy in an area… test drive the neighbourhood! You wouldn’t think of buying a car without driving it first. And buying new shoes usually involves wearing them around the store a couple of times. So how do you know you’ll actually like the neighbourhood you’re considering, unless you try it out? Here are 4 ways to test drive a neighbourhood… ⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752