⁣Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… ⁣⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… ⁣⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about what closing costs are tax deductible… Closing costs can easily be thousands of dollars on most home purchases. But there is a way to save a little money. Some of the closing costs on your principal residence are tax deductible. Here are three costs you can deduct as well as the costs you can’t… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about how to leverage the equity in your home to build wealth… The best way to build wealth is to own a home. Every payment you make increases your equity, which is the difference between your home’s market value and how much you owe on your mortgage. You can increase equity further by making bigger mortgage payments and by making home improvements. Here’s what every home owner needs to know to about leveraging their home equity to build wealth… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about what cost of living is and how to calculate it for your city… Cost of living is the amount it costs to maintain a certain lifestyle in a particular place at a moment in time. The costs that figure into it include: • Housing • Food • Taxes • Clothing • Education • Transportation • Entertainment Here’s how to calculate it based on where you live… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about how home ownership can help you build wealth… When you buy a home, you’re not just putting a roof over your head. You’re building wealth. Of course, there are other ways to build wealth, like taking an extra job, investing in stocks, etc. But historically, one of the most efficient and reliable ways to build wealth is through home ownership. A National Association of Realtors report found that in 2021 the net worth of homeowners was about $300,000 compared to just $8,000 for renters. That’s huge! Here’s how home ownership helps you build wealth… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about how to maximize the sale price of your home… Selling your home isn’t as simple as putting up a For Sale sign. There are many things to do in advance to prepare yourself financially and make sure your home sells for top dollar. Here are 5 ways to maximize the sale price of your home… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about how to make a long-distance move stress free… Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can take to help eliminate the stress of moving… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

⁣Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.