⁣ Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣ Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣ Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ever wondered how some Realtors attract clients with ease while others struggle just to get their prospect's attention? In today's secret, you'll learn how you can be one of the elite few Realtors who can command the attention of their prospects. Click here to watch the fifth secret... ⁣For more information call us at, 786-351-5051

⁣Are you tired of spending your hard earned money on advertising that doesn't work? Discover how SUPERSTAR Realtors get other people to do their advertising for them... for FREE! Here’s how they do it... ⁣For more information call us at, 786-351-5051

⁣Have you ever heard someone say I run my business "By Referral ONLY"? Well, today's controversial message will reveal why that is the absolute worst strategy for building a stable business with a rock-solid income stream! Don't believe me? Take a moment and watch to today's video and you'll discover the key to consistently growing your income -- even in a down market... ⁣For more information call us at, 786-351-5051

⁣⁣How many times have you said to yourself, "I wish I knew how to get the best bang for my buck on my advertising dollars?" Well today you're going to learn the advertising secrets that Superstar Realtors use to get at least 200% higher response rates than the average Realtor. Here exactly how they do it: ⁣For more information call us at, 786-351-5051

⁣Welcome to the final 21st secret in our video series titled, 21 Secrets of Superstar Realtors. Today's secret is by far the most important and critical secret of all 21 secrets. I've saved this secret for last message because it's the last impression that I want to emblaze on the screen of your mind. ALL SUPERSTAR MORTGAGE REALTORS DO THIS! And if you want to become a Superstar Realtor yourself, you MUST do this too. If you haven't watched any of the last 20 video tips, today's is the one you need to tune in to. Here's the final secret of Superstar Realtors... ⁣For more information call us at, 786-351-5051

⁣Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣ Ok, today we are going to talk about when the best days and months of the year are to list your home… If you’re thinking of selling your home, there’s never a bad time of year, but there certainly are perks to selling in the spring. Spring is usually the best time of year, and a recent survey gets even more specific, providing the best time to list, right down to time of day. Check it out to learn more…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣ Ok, today we are going to talk about the 9 questions to ask your Realtor before you list your home with them… Finding and selecting a Realtor is an important step in the selling process. Recent data suggests that “For Sale by Owner” houses sell for about 25% less than houses sold by Realtors. To find the Realtor who’ll work best for you, interview two or three and ask them important things about their work experience, past sales, qualifications, etc. Here are 9 questions to ask your Realtor before you list…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣-Ok, today we are going to talk about how to furnish your home on a budget… If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣ Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣ Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times…⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051