Latest videos

Realtor Marketing Sin #8
2:42
Terry Gangaram
41 Views · 3 years ago

⁣Welcome to Real Estate Marketing Sin #8. Did you know that your prospect receives, on average, over 3,000 marketing impressions a day? With all the "marketing clutter" bombarding your prospects' on a daily basis, it's becoming more and more difficult to capture people's attention, let alone get a response! So, how do you differentiate your business in a way that separates you from the competition and makes you STAND OUT? Here's exactly how you do it... ⁣For more information call us at, 917-686-4747

Richmond Hill Mortgage Corporation reveals Is hiring a real estate agent really worth it?
2:15
Terry Gangaram
13 Views · 3 years ago

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals When is it smart to pay off your mortgage early? Here’s 7
3:01
Terry Gangaram
17 Views · 3 years ago

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Realtor Marketing Sin #7
2:51
Terry Gangaram
14 Views · 3 years ago

⁣Welcome to Real Estate Marketing Sin #7. When it comes to effective Realtor marketing, there are 3 keys to success: 1. The right market - the people who are most likely to need, want and pay for your services 2. The right message - that hits the hot buttons of your target market and elicits response 3. The right media - that delivers your message to the highest concentration of your target message If any one of these 3 critical components is missing from your marketing plan, your results will suffer. Here's how you can supercharge your results... ⁣For more information call us at, 917-686-4747

Richmond Hill Mortgage Corporation reveals 5 ways to manage your finances during a recession…
2:24
Terry Gangaram
19 Views · 3 years ago

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Realtor Marketing Sin #6
2:42
Terry Gangaram
14 Views · 3 years ago

⁣Welcome to Real Estate Marketing Sin #6. Studies have shown that 81% of all sales happen on or after the fifth contact. If you're a Realtor and you're only following up on your leads a few times before giving up, just imagine how much business you're leaving on the table! Spending money on advertising but while not having a system in place that continuously and regularly follows up on your prospects, clients and referral partners is like filling up your bathtub without first putting the stopper in the drain -- it's a complete waste. Here are 3 keys for creating an effective follow-up system... ⁣For more information call us at, 917-686-4747

Richmond Hill Mortgage Corporation reveals 6 things to pay extra attention to in any home inspection
2:52
Terry Gangaram
20 Views · 3 years ago

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals 6 ways to upgrade your home office
2:32
Terry Gangaram
68 Views · 3 years ago

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Realtor Marketing Sin #5
2:28
Terry Gangaram
18 Views · 3 years ago

⁣Welcome to Real Estate Marketing Sin #5. "I know that 50% of my advertising is wasted... I just don't know which half!" - John Wanamaker There's nothing worse than spending money on a marketing campaign and not knowing whether it worked or not. It's even worse when you continue to spend money on a marketing campaign that you think is working, but really isn't. There's only one thing worse than moving in the wrong direction, and that's moving in the wrong direction enthusiastically! Here's the only way to invest in your marketing efforts with confidence and sustainability.... ⁣For more information call us at, 917-686-4747⁣

Richmond Hill Mortgage Corporation reveals How to recover from financial abuse
2:15
Terry Gangaram
19 Views · 3 years ago

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals How to finance and custom-built home..
2:08
Terry Gangaram
19 Views · 3 years ago

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals What is a “force majeure” clause, and does it apply to yo
2:27
Terry Gangaram
17 Views · 3 years ago

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals  How to buy a house that’s not on the market…
2:12
Terry Gangaram
19 Views · 3 years ago

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals Why you need cash reserves to buy a home…
2:10
Terry Gangaram
21 Views · 3 years ago

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals  How to finance a custom-built home
2:25
Terry Gangaram
16 Views · 3 years ago

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals 5 tips for buying a condo…
2:43
Terry Gangaram
23 Views · 3 years ago

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals 4 reasons you need a real estate plan…
2:38
Terry Gangaram
17 Views · 3 years ago

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals  3 things you need to know before getting a home equity l
2:34
Terry Gangaram
13 Views · 3 years ago

⁣Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals  Pros and cons for buying an existing house vs building n
2:24
Terry Gangaram
8 Views · 3 years ago

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.

Richmond Hill Mortgage Corporation reveals  6 tips for buying a home sight unseen…
2:53
Terry Gangaram
18 Views · 3 years ago

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen…⁣If you are looking for a top-notch Mortgage Corporation in Richmond Hill, call us at 917-686-4747.




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