Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for a top-notch loan originator in Oak Lawn, call us at (708) 857-1897.

OK, today we’re going to talk about how to achieve your goals. Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal. If you're looking for a top-notch loan originator in Oak Lawn, call us at (708) 857-1897.

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost. If you're looking for a top-notch loan originator in Oak Lawn, call us at (708) 857-1897.

I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic. Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider. If you're looking for a top-notch mortgage advisor in Seal Beach, call us at (714) 335-4655.

Ok, today we are going to venture beyond the usual “money” topic, and talk about your health. Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health. There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain. If you're looking for a top-notch mortgage advisor in Seal Beach, call us at (714) 335-4655.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures. Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make. If you're looking for a top-notch mortgage advisor in Seal Beach, call us at (714) 335-4655.

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement. If you're looking for a top-notch mortgage advisor in Seal Beach, call us at (714) 335-4655.

According to the National Association of Realtors, the average Realtor® has 10 years experience, works 40 hours per week and earns $48,000 per year. The TOP 10% make over $100,000... some into the millions! So if that's the case...Why do some Realtors® continue to struggle to eke out a meager existence while others quickly rise to success, enjoying an income and lifestyle most only dream about? Here's the answer... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Are you looking for a way to attract more quality listings without having to spend more money on advertising? What if there was a way to do exactly that, simply by adding a little "secret ingredient" to the marketing materials you're already using! Here's how you do it.. For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Today we're going to talk about a critical success factor that is often overlooked by sales managers, sales trainers and the like. This one factor literally has the power to MAKE or BREAK your level of success. Here it is... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

I’m curious to know your thoughts on this… What would you say is the #1 biggest challenge every
real estate agent faces? Is it the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered… For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Have you ever noticed how some people seem to have that "midas touch" -- succeeding at everything -- while others seem to be stuck in an endless cycle of struggle? Here's why few succeed and most don't... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

When it comes to selling your listings FAST for TOP DOLLAR, it all comes down to one primary objective: increase buyer demand! Remember, real estate is a numbers game. If you want sell your listings FASTER without compromising price, you've got to find a way to increase their exposure to more motivated buyers in the shortest of period of time possible. Here are 5 ninja strategies for making it happen... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Here's a question for you... When you go to schedule your listing presentations, what are you doing to get the critical information you need to increase your odds of winning the listing? How's that for a novel concept! For example, do you have an effective "pre-listing" survey that you or your assistant can use to glean key information from the home seller that will give you the "unfair advantage" at your listing presentation? If you don't, I'll tell you right now... this can be a HUGE game-changer! Here's what you should include in your survey for best results... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never
win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

I just created a clever little tool you can use to easily DOUBLE the number of qualified buyer leads you generate at each one of your open houses. Check it out... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Think about this for a moment… If all you had was just 5 referral partners on your marketing team,
and each partner had a database of 300 customers, you just expanded your marketing reach by 1500 new prospects. And here’s the kicker: By getting your referral partners to endorse you to their database, you gain instant credibility… and it costs you absolutely nothing! Here's how to do it... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com

Have you ever wondered what the BEST offline media is for advertising your listings? HINT: it's the one that reaches the largest number of motivated homebuyers. Here's the answer... For more information, please call us at (831) 535-3954 or visit www.conceptmortgage.com