OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for a top-notch mortgage professional in Westlake Village, call us at (805) 796-5626.

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage…If you're looking for a top-notch mortgage professional in Westlake Village, call us at (805) 796-5626.

As you know, there are loads of credit card options out there. Credit cards that let you earn travel miles, merchandise or cash back can be a good deal. However, to get the most out of a rewards credit card, you have to be strategic. Here are 5 ways to make your rewards credit cards more rewarding. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about how you can use your cell phone bill to increase your credit score. As with most credit contracts, your monthly cellphone bill can show up on your credit report. Here are 3 steps to using your cell phone bill to get a higher credit score. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about the most common questions homebuyers ask about mortgages. For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!) Here are answers to 5 of the most common mortgage questions. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about when and how it might make sense to responsibly charge your home renovation project to your credit card. According to a recent report, about one third of homeowners charge at least part of their home renovations to a credit card. In some instances, this can be a good option. Here are a few important tips to consider before using your credit card to pay for a home reno. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ever notice how some people seem to have all the luck? They marry well, get promotions, have lots of friends and make lots of money. Is their good fortune the result of just pure luck or is there science behind it? Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are. Here are 3 keys to creating your own luck. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about three easy, but crucial repairs you must make before selling your home. Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, today we’re going to talk about how you can change your life by getting comfortable with being uncomfortable. Imagine what would happen if you kept your workouts to the same easy exercises you’ve done a million times before. Your strength certainly wouldn’t increase much, would it? Which is why, if we want to get stronger, we have to push ourselves beyond our comfort level with new exercises and more reps.It’s the same in the rest of your life. Here’s how to create your breakthrough. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

It’s easy for some people to be pessimistic about retirement.With kids to put through school, a mortgage to pay off, the rising cost of everything and growing credit card debt, many people ignore retirement planning and hope for the best. Even if you’ve already started saving, it’s hard to be confident when stock markets are volatile and interest rates are low. But believe it or not, there’s a large group of retirees who are feeling fine about retirement. Here are 5 habits of confident retirees. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

If you have kids and/or nephews or nieces, today's video is especially for you. According to SavingForCollege.com, the cost of a four-year public university education (for in-state residents, excluding housing and supplies), is projected to be $95,000 by the time today's newborns graduate from high school. But if you start planning while your kids are young, the costs can still be affordable. Plus, you'll save them from being burdened with thousands of dollars in student loan debt! Here are a few ways to start saving. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about everything you need to know about closing costs. Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, today we're going to talk about an unfortunate but common challenge that many homeowners face. You see, when you and your partner get together and jointly buy a house, it’s only natural to assume everything will be “happily ever after”.But the sad truth is many relationships eventually end in separation, and that can have a dramatic impact on your mortgage. Here are some potential scenarios to consider. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about 5 mistakes to avoid when buying a home. Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract. There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house. Here are 5 tips for buying in new real estate development. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work. Here are 3 tips for buying a foreclosure. If you're looking for a top-notch Loan Originator in Newport Beach Call us at (844) 846-6688

Are you considering buying a new home or investment property in the near future? Buying a home is a major investment no matter how you look at it. But for many home buyers, it's even more complicated and costly than it needs to be because of blind spots where they are lacking critical information--information that can literally make or break their chances of buying their dream home or add tens of thousands of dollars in unnecessary costs or countless hours wasted in fruitless activity. It's crazy! Home buyers are, in many cases, making the biggest investment of their lives without any step-by-step roadmap for success. In response to this obvious need, we've decided to create a brand new home buyer guide titled, "15 Home buyer Mistakes And How To Avoid Them". We don't have time to get into all fifteen of them now, but here's one BIG mistake you MUST avoid. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Robert Kiyosaki is an American multi-millionaire investor who made his fortune through something he calls the Cash Flow Quadrant. Have you ever noticed that in today’s economy, while the middle class is struggling in a tough job market, some entrepreneurs just keep getting richer? Here’s how the Cash Flow Quadrant explains that situation. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688