Ok, today we are going to talk about when an all-cash offer is the right move. Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Please forward this to anyone you care about who has filed for bankruptcy. Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's
not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about everything you need to know about closing costs. Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

It’s no coincidence that most wealthy people got rich by owning real estate. After all, real estate is the #1 millionaire-maker in the world! Here are 7 ways to create wealth with real estate. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Get ready – today we’re about to shatter a few common refinancing myths that may shock you. Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths. Here are 6 common refinancing myths every homeowner needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures. Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate. If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself. Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

How many times do you find yourself saying, "I wish I
could get my prospects to believe in the value I offer!"
Have you noticed that consumers are becoming more
and more skeptical?

In today's video tip, you'll learn a powerful strategy all
Superstar Realtors use to instantly turn skeptical
prospects into pre-sold clients!

Here's how they do it...

In next week's 17th secret, you'll discover how Superstar
Realtors use the INTERNET to generate a tsunami of
qualified buyer and seller leads on AUTOPILOT .

Stay tuned...

For more information, please call us at (503) 910-4976 or visit tracybellelends.com.

Have you ever wondered how seemingly unknown
Realtors have positioned themselves as the #1 choice
in their niche in a short period of time?

Here is one of their secrets for making it happen...

In next week's 16th secret, you'll discover a powerful
marketing secret Superstar Realtors use to consistently
overcome their prospect's fear and skepticism.

This one strategy could at least DOUBLE your
prospect-to-closing conversion ratio.

Stay tuned...

For more information, please call us at (503) 910-4976 or visit tracybellelends.com.

How many times have you said to yourself, "I wish I knew
how to get the best bang for my buck on my
advertising dollars?"

Well today you're going to learn the advertising secrets
that Superstar Realtors use to get at least 200% higher
response rates than the average Realtor.

Here exactly how they do it:

In next week's 15th secret, you'll learn a powerful
marketing strategy that Superstar Realtors use to get
huge floods of leads with little time or effort!

Stay tuned...

For more information, please call us at (503) 910-4976 or visit tracybellelends.com.

Have you ever heard someone say I run my business
"By Referral ONLY"? Well, today's controversial message
will reveal why that is the absolute worst strategy for
building a stable business with a rock-solid income stream!

Don't believe me? Take a moment and watch to today's
video and you'll discover the key to consistently
growing your income -- even in a down market...

In next week's 14th secret, you'll learn why most
real estate advertising doesn't work and how superstar
Realtors get 200-1000% higher response rates than
average Realtors.

Tune in to this upcoming video and learn the secrets
to improving your return on your ad dollars.

Stay tuned...

For more information, please call us at (503) 910-4976 or visit tracybellelends.com.

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time. It’s called the “apple-a-day” principle. Here’s how it works. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.

OK, let's talk about your retirement for a moment. It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc.But in reality, none of those things are as destructive to your retirement savings as what I'm about to
show you next. Here are 3 threats to a secure retirement. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.