Today we’re going to talk about how to prep your home for the market. Particularly, how you can make it look bigger and better for showings.When it comes to showing your home, there are some cheap and easy ways to make your charming little home look more spacious and airy.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ever notice how some people seem to have all the luck?They marry well, get promotions, have lots of friends and make lots of money.Is their good fortune the result of just pure luck or is there science behind it?Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 5 ways to pay for home improvements…Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom.Whatever your plans, you first have to decide how you’re going to pay for it.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about everything you need to know about closing costs. Buying a hom.e involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills.But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing…Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Most people assume they’d have a lot less debt if only they made more money.But in reality, debt isn’t an income problem, it’s a spending problem.You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself…Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself…If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, let’s talk about rates…Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right?Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a “good rate”…If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we’re going to talk about how you can change your life by getting comfortable with being uncomfortable…Imagine what would happen if you kept your workouts to the same easy exercises you’ve done a million times before. Your strength certainly wouldn’t increase much, would it?Which is why, if we want to get stronger, we have to push ourselves beyond our comfort level with new exercises and more reps.It’s the same in the rest of your life. Here’s how to create your breakthrough. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 5 mistakes to avoid when buying a home…Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we’re going to talk about how to keep your kids’ out of debt.The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate!The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we’re going to talk about how to get SMART with MONEY.If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit.Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Welcome to the 4th secret of Superstar Realtors.
In today's secret I unlock the mystery to creating
a constant stream of qualified leads that come to
you instead of the other way around.

All the Superstar Realtors I know use this tactic
and you should too.

Click here to listen to the fourth secret...

In the upcoming 5th secret you'll learn why
Superstar Realtors can charge higher fees than
all their competitors and still have clients lined
up around the block to use their services.

Stay tuned...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Welcome to the 3rd secret of Superstar Realtors.
In today's secret, you'll learn a very different
approach to marketing your real estate services.

This one approach has more power to build your
real estate business than any other strategy available.

Click here to listen to the third secret...

In next week's 4th secret, you'll learn how top-producing
Realtors get most of their leads and how you can too.

Stay tuned...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Welcome to the 2nd secret of Superstar Realtors.
In today's secret, you'll learn how to market with
the dignity and respect you deserve.

Watch the 2nd secret here...

In next week's 3rd secret, you'll learn a tried and
true process that that can help you generate all
the qualified prospects you can handle.

Stay tuned...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

Why do some Realtors® have all the clients they can handle,
while others seem to struggle? Is it because they are smarter
than all the other Realtors® or is it because they simply
work harder? Perhaps neither.

After analyzing the habits, attributes and character traits of
hundreds of real estate professionals over the years, we've
identified the "secrets" that separate the Top 1%
highest-income-earning Realtors® from all the rest.

And for your benefit, we've decided to distill all these traits
down into 21 specific things that create superstar Realtors®
and allow them to pick and choose who they work with, and
have all the clients they can handle.

Are you ready for the 1st secret of Superstar Realtors®?

Here it is...

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.

If you’re like most of the top-producing Realtors I work
with, you’re sick and tired of parasite mortgage pros
who feel entitled to just suck you dry of referrals
without providing any REAL UNIQUE VALUE in return.
Can you relate?

As far as I’m concerned, your mortgage pro should
be one of your most valuable assets, who doesn’t
just provide “great rates” and “great service” –
that’s a minimum expectation – but provides
killer-effective marketing systems that put more
dollars in your wallet. In short, they should be
your SECRET WEAPON – an irreplaceable,
indispensable asset on your team.

With that in mind, here's a quick 3-minute video
showing how I help my Realtor Partners attract
more quality listings and sell them faster for
top dollar.

Check it out:

Well, what do you think? Can you see the value in
using a system like this?

I’m looking forward to hearing from you. Cheers!

For more information, please call us at (219) 286-2211 or visit www.unionhomemortgage.com/twaters.