Ok, today we are going to talk about 3 things you should never do if you want a good credit score…No matter how high your credit score is, you can always benefit by helping it get higher.The trouble is some of the things people do to raise their score can actually lower it.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we’re going to talk about what you need to know BEFORE you break out of your mortgage.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Get ready – today we’re about to shatter a few common refinancing myths that may shock you…Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Deciding when to refinance your mortgage can be a tricky decision. Is now a good time to refinance?Unfortunately, there’s no easy answer to that question. Here are a few important factors to consider BEFORE you refinance. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations.But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about three easy, but crucial repairs you must make before selling your home.Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price.Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Did you know there are ways you can cut down the cost of your mortgage payment today? Here are 5 ways to cut mortgage costs. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures.Sounds impossible, right?How can you earn over $100,000 a year and still not have enough to cover your bills?It’s actually much easier—and more common—than you’d think.Here are 5 common wealth-killing mistakes high earners make.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about when an all-cash offer is the right move…Surprisingly, lots of people make all-cash offers on houses. According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 5 ways to pay for home improvements. Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom. Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project. If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Let’s face it, debt isn’t a financial problem, it’s a behavior problem.So becoming debt-free takes more than sound financial strategies,it takes a mindset shift that establishes new wealth-building habits.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Today we're going to talk about how to save for a down payment.Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%.So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to venture beyond the usual “money” topic, and talk about your health…Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function?Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health.There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia.Here’s how to walk your way to a better brain…If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Purchasing a house is a big step.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954

Ok, today we are going to talk about 5 mistakes to avoid when buying a home…Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared.If you're looking for a top-notch Loan Officer in Watsonville, Call us at (831) 535-3954