OK, today we're going to talk about how to get ahead financially...With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments.But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. Here's what you need to know before refinancing. If you're looking for a top-notch Mortgage Advisor in Seal Beach, Call us at 714.335.4655

We’ve all heard about the wealth accumulation rule called “pay yourself first”. But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret. If you're looking for a top-notch Mortgage Advisor in Seal Beach, Call us at 714.335.4655

Please forward this to anyone you care about who has filed for bankruptcy... Many Americans find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference.Here are 10 factors to consider... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 3 things you should never do if you want a good credit score…No matter how high your credit score is, you can always benefit by helping it get higher.The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home. If you're looking for a top-notch Mortgage Advisor in Seal Beach, Call us at 714.335.4655

Get ready – today we’re about to shatter a few common refinancing myths that may shock you. Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths. Here are 6 common refinancing myths every homeowner needs to know. If you're looking for a top-notch Mortgage Advisor in Seal Beach, Call us at 714.335.4655

Ok, today we are going to talk about the added costs that most home buyers don’t realize when purchasing a home.Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price.Here are some additional costs you need to budget for… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, today we’re going to talk about how to achieve your goals…Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay
100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner.Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming.Here are 5 quick and easy ways to start saving right now… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

You're about to learn an amazing marketing strategy that literally has the power to DOUBLE your income in 12 months flat. But first, let me start off with a question... What is the absolute best, most profitable client you could ever possibly attract? According to Chet Holmes, best-selling author of The Ultimate Sales Machine and marketing advisor to over 60 of the Fortune 500 companies, "There is always a smaller number of ideal buyers, rather than all buyers, so ideal buyers are cheaper to market to and yet bring greater rewards." Here's a story Chet tells about how he used this strategy to help one of his magazine publisher clients double their sales three years in a row (and how you can too)... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

As you know, BUYER LEADS are the critical ingredient necessary for selling your listings FAST and for TOP DOLLAR... Now, the question is, HOW can you attract MORE of 'em, with the least amount of time, energy and money? Well, to help you in this, here are two proven strategies for ATTRACTING more quality buyer leads and gaining an UNFAIR ADVANTAGE over your competitors... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

We all know that just simply meeting expectations doesn't get you referrals. What gets you referrals is going the EXTRA MILE and.... EXCEEDING EXPECTATIONS! Here's a really cool way to "WOW!" your homebuyer clients after they move into their new home... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

Most Realtors think success is complicated. But the truth is it's actually quite simple. Not easy, but simple. In the final analysis, it all comes down to how you spend your time. You can either waste it or invest it. Top producers leverage it. Here's one of the best secrets for leveraging your time: For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

Welcome to Real Estate Marketing Sin #8. Did you know that your prospect receives, on average, over 3,000 marketing impressions a day? With all the "marketing clutter" bombarding your prospects' on a daily basis, it's becoming more and more difficult to capture people's attention, let alone get a response! So, how do you differentiate your business in a way that separates you from the competition and makes you STAND OUT? Here's exactly how you do it... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

Welcome to Real Estate Marketing Sin #7.
When it comes to effective Realtor marketing, there are 3 keys to success:
1. The right market - the people who are most
likely to need, want and pay for your services
2. The right message - that hits the hot buttons
of your target market and elicits response
3. The right media - that delivers your message
to the highest concentration of your target message If any one of these 3 critical components is missing from your marketing plan, your results will suffer. Here's how you can supercharge your results... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

Welcome to Real Estate Marketing Sin #6. Studies have shown that 81% of all sales happen on or after the fifth contact. If you're a Realtor and you're only following up on your leads a few times before giving up, just imagine how much business you're leaving on the table! Spending money on advertising but while not having a system in place that continuously and regularly follows up on your prospects, clients and referral partners is like filling up your bathtub without first putting the stopper in the drain -- it's a complete waste. Here are 3 keys for creating an effective follow-up system... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

Welcome to Real Estate Marketing Sin #5. "I know that 50% of my advertising is wasted... I just don't know which half!" - John Wanamaker There's nothing worse than spending money on a marketing campaign and not knowing whether it worked or not. It's even worse when you continue to spend money on a marketing campaign that you think is working, but really isn't. There's only one thing worse than moving in the wrong direction, and that's moving in the wrong direction enthusiastically! Here's the only way to invest in your marketing efforts with confidence and sustainability.... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson

Welcome to Real Estate Marketing Sin #3. Ever wondered how fast food franchises like McDonalds or Wendy's run like finely-oiled cash machines? Notice how they do the same things, the same way, every single time. Unfortunately, most Realtors never take the time to "systematize" their business, which results in duplication, waste, chaos and ultimately, lost sales. Here are 4 types of "systems" to implement in your biz... For more information, call us at 847-607-6005 or visit www.stearns.com/dpeterson