Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home.Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate…If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! hoosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, today we’re going to talk about how to get SMART with MONEY...If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations. But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork. Here are 4 things you can do to avoid renovation nightmares… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Emergencies come in all shapes and sizes, from a hurricane to furnace failure. But no matter how big the emergency, they’re always expensive because they’re serious and rarely happen during regular business hours. Here are 5 ways to help pay for emergency home repairs… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time… It’s called the “apple-a-day” principle. Here’s how it works… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about when an all-cash offer is the right move… Surprisingly, lots of people make all-cash offers on houses. According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know…. If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, let's talk about your retirement for a moment... It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc. But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next... Here are 3 threats to a secure retirement... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about three easy, but crucial repairs you must make before selling your home. Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing… Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing…Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or getting a second mortgage.Here are6 tips for using Airbnb income when applying for a mortgage… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about when an all-cash offer is the right move…Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, today we're going to talk about how to get ahead financially... With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures…Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think.Here are 5 common wealth-killing mistakes high earners make… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177