Are you ready to discover the unsung hero of wealth creation? HINT: It's not mutual funds, real estate, or the stock market. Here's what it is. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to have some REAL TALK about credit cards. Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about how small daily habits yield BIG results. Let’s face it: most big, meaningful changes and achievements happen over time through persistent and consistent effort in a single direction. This is known as the “compound effect”. Here are 3 ways to harness the compound effect (and yield BIG results!). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you planning on setting aside extra savings in the near future? When you’re building savings for a long-term goal like retirement or education, keep in mind the tax implications of your investment. If you’re earning bank interest, you pay income tax on that interest. But if you invest in stocks that pay a dividend, you can reduce taxes and keep more money for financial goals. Here are the tax advantages of dividend income. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

You’ve heard the saying that “knowledge is POWER”, right? That’s a MYTH! Knowledge isn’t power, it’s only potential POWER! The only true power is ACTION. But if you’re going to acquire knowledge, general knowledge will only take you so far. Just ask any graduate of “general” studies! The master key to wealth is the application of specialized knowledge. Here are 6 ways to get specialized knowledge that pays. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to profit the most from your tax refund. Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run. You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Having a positive self-image means you feel good about who you are, even though you’re not perfect. On the other hand, having a negative self-image means you obsess about imperfections—like weight and physical appearance—and constantly compare yourself to others. Fortunately or unfortunately, how you view yourself can have a BIG IMPACT on your level of results in life. The better your self-image, the better your results. Here are 7 tips for improving your self-image. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Now, more than ever, is perfect time to buy investment properties . Like any other endeavour, though, there's a right way and a wrong way to go about it. No matter whether you are a seasoned real estate investor or a first-time buyer, there are some costly mistakes that you should watch out for. Here’s the first mistake to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Imagine for a moment that there was a tree called the "Tree of Life." And on that tree there were fruits (otherwise known as your results). What do people tend to do when they don't like their fruits? They tend to focus on their fruits. They focus their attention on what they don't want -- their lack of results! Now, what's the problem with that approach? You can focus on your fruits -- your results -- all day long, but that obviously, that's not going to change anything. To change your fruits, you must first change your roots. To change what's above the ground, you must first change what's below the ground. The change the visible, you must first change the invisible. Here's exactly how you do it. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

It’s important to know what type of interest you’re paying when you take out a mortgage. There are basically two types, but each of them is sometimes known by more than one name. Here's what you need to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Contrary to popular belief, creating financial freedom is not about how much you make, it's about how much you keep—and invest! Instead of working harder for your money, make your money work harder for you. Here are 5 tips to help you make it happen. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to make and accept an offer on a house. Whether you’re buying or selling a property, getting to the purchase offer is the first goal. Unfortunately, many challenges can stand in the way. Buyers have to decide what they can afford, what the seller is likely to accept, and what competing buyers may be willing to pay. And sellers not only have to aim for the highest price, they also have to consider terms and conditions that could make the offer less likely to close. Here’s what every homebuyer and seller needs to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process. Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about your credit score… what it is, how it is calculated and how you can find out what it is today! Here is everything you need to know about your credit score. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.