⁣Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking for a top-notch mortgage loan officer in St. Augustine call us at, 786-351-5051

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣ Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752⁣

⁣ Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection…If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣ Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣If you are looking for a top-notch Mortgage Broker at Rancho Cucamonga call us at, 951-235-2752