Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… If you are looking for a top-notch mortgage advisor in Gilbert call us at, 602-319-3133

Welcome to Real Estate Marketing Sin #7. When it comes to effective Realtor marketing, there are 3 keys to success: 1. The right market - the people who are most likely to need, want and pay for your services 2. The right message - that hits the hot buttons of your target market and elicits response 3. The right media - that delivers your message to the highest concentration of your target message If any one of these 3 critical components is missing from your marketing plan, your results will suffer. Here's how you can supercharge your results... For more information call us at, 602.319.3133 Or visit https://www.swbcmortgage.com/julian-cheroske

Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings… If you are looking for a top-notch mortgage advisor in Gilbert call us at, 602-319-3133

Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… If you are looking for a top-notch mortgage advisor in Gilbert call us at, 602-319-3133

Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking for a top-notch mortgage advisor in Gilbert call us at, 602-319-3133

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for a top-notch mortgage advisor in Gilbert call us at, 602-319-3133

Ok, today we are going to talk about what to be aware of before moving from the city to the suburbs… For the young and single, the inner city has strong appeal. But as soon as there are kids, many couples are drawn to the suburbs. Less crowds and more open spaces become more enticing. If you don’t want to sacrifice quality of life, choose the suburb carefully. Here are 4 pitfalls to avoid when moving from the city to the suburbs… If you are looking for a top-notch loan officer in Duluth call us at, 770-633-6617

Today we are going to talk about how to use budget tracking apps but stay safe doing it… Budget tracking apps like Quicken and mint.com can be a great way to manage household finances. But considering all the personal financial information you enter into these apps, are they safe to use? Most experts agree the apps are generally safe; it’s the people using them who pose the greatest risk. Here are 7 tips for using a budget tracking app (while keeping your info safe)… If you are looking for a top-notch loan officer in Duluth call us at, 770-633-6617

Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… If you are looking for a top-notch loan officer in Duluth call us at, 770-633-6617

Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… If you are looking for a top-notch loan officer in Duluth call us at, 770-633-6617

Ok, today we are going to talk about how to make a long-distance move stress free… Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can take to help eliminate the stress of moving…

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for a top-notch loan officer in Duluth call us at, 770-633-6617

Welcome to Real Estate Marketing Sin #6. Studies have shown that 81% of all sales happen on or after the fifth contact. If you're a Realtor and you're only following up on your leads a few times before giving up, just imagine how much business you're leaving on the table! Spending money on advertising but while not having a system in place that continuously and regularly follows up on your prospects, clients and referral partners is like filling up your bathtub without first putting the stopper in the drain -- it's a complete waste. Here are 3 keys for creating an effective follow-up system... For more information call us at, 770.633.6617 Or visit https://southeastmortgage.com/NickFrazzano/

How would you like to attract more sizzling, red-hot referrals from your past clients? Well, you'll be glad to know I just put together a brand new 6-part video series for you titled, "6 Deadly Mistakes That Kill Your Referrals"t hat teaches how to do exactly that -- become a referral magnet. By avoiding these six costly mistakes and implementing effective "referral systems" you can literally skyrocket your referrals almost overnight. OK, enough prelude already. Here's the very first Referral Mistake to avoid... For more information call us at, 770.633.6617 Or visit https://southeastmortgage.com/NickFrazzano/

Welcome to Realtor Referral Mistake #2. In today's video tip, you're going to learn why most Realtors are unwittingly sabotaging their "reliability" and therefore, leaving thousands of dollars on the table. It also explains why most Realtors get WAY less referrals than they'd like or even feel like they deserve. HINT: It's not because of bad B.O. or halitosis. :) Here's why "great service" doesn't get you referrals. For more information call us at, 770.633.6617 Or visit https://southeastmortgage.com/NickFrazzano/

Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… If you're looking for a top-notch loan specialist in Tustin, call us at 916-563-9706

Welcome to Real Estate Marketing Sin #8. Did you know that your prospect receives, on average, over 3,000 marketing impressions a day? With all the "marketing clutter" bombarding your prospects' on a daily basis, it's becoming more and more difficult to capture people's attention, let alone get a response! So, how do you differentiate your business in a way that separates you from the competition and makes you STAND OUT? Here's exactly how you do it... For more information call us at, 916.563.9706 Or visit https://nafhomes.com/shaysmith

You're going to love today's 19th secret of Superstar Realtors because you will finally discover the untold secret for motivating Divorce Attorneys, Financial Planners and any other referral partner to recommend you and refer you MORE quality clients! If you ONLY listen to one audio... this is the one to listen to! This secret will literally unlock the mystery about getting referral partners to line up, EAGER to recommend you to their prospects and clients. Here's how Superstar Realtors make it happen... In next week's 20th secret, you will discover how Superstar Realtors mitigate the chances of loosing money on their marketing and maximize their return on their ad dollars. Stay tuned. For more information call us at, 916.563.9706 Or visit https://nafhomes.com/shaysmith

Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :)Here's how Top Producers generate referrals at will. For more information call us at, 916.563.9706 Or visit https://nafhomes.com/shaysmith

Welcome to Realtor Referral Mistake #5. In today's tip, you'll learn how to focus your marketing efforts on the your highest-profit activities so you can make earn more, while working less. It all comes down to working smarter, not harder. Here's a 12-month marketing calendar for massive success. For more information call us at, 916.563.9706 Or visit https://nafhomes.com/shaysmith