Ok, today we are going to talk about one reason why housing prices can be so high… Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

Ok, today we are going to talk about how to protect yourself from real estate scams… According to the FBI, from 2015 to 2017 cybercrime targeting real estate transactions rose by over 1,100%, and the amount of money lost rose by almost 2,200%! The most common way for scammers to attack is by hacking into a buyer’s email and monitoring messages between the buyer and Realtor. Here are 6 ways to protect yourself from real estate scams… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

OK, today we’re going to talk about why most people stay stuck in debt… Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

How would you like to attract more sizzling, red-hot referrals from your past clients? Well, you'll be glad to know I just put together a brand new 6-part video series for you titled, "6 Deadly Mistakes That Kill Your Referrals"t hat teaches how to do exactly that -- become a referral magnet. By avoiding these six costly mistakes and implementing effective "referral systems" you can literally skyrocket your referrals almost overnight. OK, enough prelude already. Here's the very first Referral Mistake to avoid... For more information call us at, 613-709-0890 or visit https://www.mortgagealliance.com/NaweenThomas

I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... For more information call us at, 613-709-0890 or visit https://www.mortgagealliance.com/NaweenThomas

With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how... For more information call us at, 613-709-0890 or visit https://www.mortgagealliance.com/NaweenThomas

Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection… As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags…  If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Have you ever wondered why some Realtors always seem to be in the right place at just the right time to win the listing or close the deal? In today's 7th secret of Superstar Realtors, you'll learn why it's no fluke. Here’s how they do it...In the upcoming 8th secret, you'll find out why most Superstar Realtors get so many referrals. Stay tuned.. For more information call us at, 509-294-2892 or visit https://www.davidcloe.com

Today you'll discover how Superstar Realtors set themselves apart from their competitors and position yourself as the only logical choice in your prospects' mind. Here's exactly how they do it: In next week's 13th secret, you'll discover the reason why Superstar Realtors never have to worry about market trends or whether rates are going up or down--they keep succeeding regardless. Tune into the next secret and learn how you too can competition proof your business. Don't miss it! Stay tuned. For more information call us at, 509-294-2892 or visit https://www.davidcloe.com

Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :)Here's how Top Producers generate referrals at will. For more information call us at, 509-294-2892 or visit https://www.davidcloe.com

Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level... For more information call us at, 509-294-2892 or visit https://www.davidcloe.com

I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... For more information call us at, 509-294-2892 or visit https://www.davidcloe.com

Ok, today we are going to talk about how to shop for a house during a crazy time like a pandemic… Whether you’re house hunting during flu season or a pandemic, here are 5 tips for successful and safe house hunting during a pandemic…  If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions…  If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times…  If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan…  If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.

Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages…  If you are looking for a top-notch mortgage loan representative in Spokane call us at, 509-294-2892.