⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage consultant in Eagan, call us at 651-271-4413.

Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest…⁣For more information call us at 651-271-4413.

⁣How would you like to attract more sizzling, red-hot referrals from your past clients? Well, you'll be glad to know I just put together a brand new 6-part video series for you titled, "6 Deadly Mistakes That Kill Your Referrals" that teaches how to do exactly that -- become a referral magnet. By avoiding these six costly mistakes and implementing effective "referral systems" you can literally skyrocket your referrals almost overnight. OK, enough prelude already. Here's the very first Referral Mistake to avoid... ⁣For more information call us at 651-271-4413.

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣If you are looking for a top-notch mortgage consultant in Eagan, call us at 651-271-4413.

⁣Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house… ⁣If you are looking for a top-notch mortgage consultant in Eagan, call us at 651-271-4413.

⁣Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… ⁣If you are looking for a top-notch mortgage consultant in Eagan, call us at 651-271-4413.

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about how to save money renovating your home… Renovating can add comfort, convenience and value to your home. But renovations are often pricey. Here are 5 tips for updating your home without blowing your budget…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about 5 simple things you can do to your home to instantly boost the price when it hits the market… You don’t have to hire a professional stager to prepare sell your home. With a little guidance from a Realtor and a few simple touches, your home’s value can increase instantly. Here are 5 things you can do that can help you boost your asking price…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Have you ever wondered why you see the names of Superstar Realtors everywhere? It seems every time you turn around, their name is staring at you. Click here to find out how they do it... ⁣For more information call us at, (205) 296-8802.

⁣Today you'll discover how Superstar Realtors set themselves apart from their competitors and position yourself as the only logical choice in your prospects' mind. Here's exactly how they do it: ⁣For more information call us at, (205) 296-8802.

⁣Have you ever wondered how seemingly unknown Realtors have positioned themselves as the #1 choice in their niche in a short period of time? Here is one of their secrets for making it happen... ⁣For more information call us at, (205) 296-8802.

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣ Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level... ⁣For more information call us at, (205) 296-8802.

⁣I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... ⁣For more information call us at, (205) 296-8802.