Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage. If you're looking for a top-notch loan originator in Oak Lawn, call us at (708) 857-1897.

OK, let's talk about your retirement for a moment. It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc. But in reality, none of those things are as destructive to your retirement savings as what I'm about to
show you next. Here are 3 threats to a secure retirement. If you're looking for a top-notch loan originator in Oak Lawn, call us at (708) 857-1897.

Ok, today we are going to talk about 3 things you should never do if you want a good credit score. No matter how high your credit score is, you can always benefit by helping it get higher. The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts. If you're looking for a top-notch mortgage lender in Tampa, call us at ((813) 420-3887.

We’ve all heard about the wealth accumulation rule called “pay yourself first”. But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret. If you're looking for a top-notch loan officer in Houston, call us at (713) 961-5363 or visit www.thespiegelgroup.net.

Ok, today we are going to talk about how to get your home, specifically your living room, ready to show potential buyers… If your home has curb appeal and many features high in demand, you’re well on your way to attracting serious buyers. But when potential buyers walk through your home, there is one room that can make or break the deal. The living room! The living room is one of the first rooms a buyer will see. Here are 7 living room deal breakers to avoid… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.

Ok, today we are going to talk about how you can protect your home while you are away on a vacation...At this point, you’ve made your plans, booked your trip and are looking forward to a week or two away from work. But while you’re thinking about what to pack, give some thought to home security. Is your home protected while you are away? Do you have a security camera or neighbors looking out for you? Here are 7 steps to protect your home while you are away… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.

If this doesn't apply to you, perhaps you know someone over 62 who might find it helpful... A reverse mortgage lets you turn your home's equity into cash without having to move or make monthly payments. It's designed for homeowners 62 and over who want to "spend down" their home equity.
If you or someone you know is in this situation and needs extra cash flow, here are some things to consider before choosing a reverse mortgage... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.

Did you know that according to the National Association of Realtors, millennials are now the largest segment of home buyers? Since this generation has different tastes and needs than its parents, it’s important for home sellers to change their marketing strategy.Here are 10 things every homeowner needs to know about selling to millennials… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for top-notch mortgage advisor in Irvine call us at, 949-954-0907.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for… If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps… If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about buying a home at an auction… Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction…. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider... If you are looking for a top-notch mortgage broker in Mississauga call us at, 647-228-1000.

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping… If you are looking for atop-notch mortgage broker in Cambridge call us at, 705-734-6804.

OK, today we’re going to talk about the amazing philosophy of ants… Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life… If you are looking for atop-notch mortgage broker in Cambridge call us at, 705-734-6804.

Quick question for you...Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level.. For more information call us at, 970.433.8670 or visit https://mymsf.mortgagesolutions.net/users/sign_up?a=msfdelta&r=richardmccracken

Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it. It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider. If you are looking for a top-notch marketing director in Greenville call us at, 866-282-0460.

Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… If you are looking for a top-notch mortgage consultant in Elk Grove call us at, 925-759-3376.

Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking for a top-notch mortgage consultant in Elk Grove call us at, 925-759-3376.