⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking for a top-notch mortgage broker in New Westminster call us at, 778-278-1811

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… ⁣If you are looking for a top-notch mortgage broker in New Westminster call us at, 778-278-1811

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage broker in New Westminster call us at, 778-278-1811

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… ⁣If you are looking for a top-notch mortgage expert in Midland call us at, 432-203-5941

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you are looking for a top-notch mortgage expert in Midland call us at, 432-203-5941

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣If you are looking for a top-notch mortgage expert in Midland call us at, 432-203-5941

⁣Welcome to Real Estate Marketing Sin #6. Studies have shown that 81% of all sales happen on or after the fifth contact. If you're a Realtor and you're only following up on your leads a few times before giving up, just imagine how much business you're leaving on the table! Spending money on advertising but while not having a system in place that continuously and regularly follows up on your prospects, clients and referral partners is like filling up your bathtub without first putting the stopper in the drain -- it's a complete waste. Here are 3 keys for creating an effective follow-up system... ⁣For more information call us at, 432-203-5941

⁣Welcome to Real Estate Marketing Sin #8. Did you know that your prospect receives, on average, over 3,000 marketing impressions a day? With all the "marketing clutter" bombarding your prospects' on a daily basis, it's becoming more and more difficult to capture people's attention, let alone get a response! So, how do you differentiate your business in a way that separates you from the competition and makes you STAND OUT? Here's exactly how you do it... ⁣For more information call us at, 432-203-5941

⁣With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how... ⁣For more information call us at, 432-203-5941

⁣Welcome to Real Estate Marketing Sin #8. Did you know that your prospect receives, on average, over 3,000 marketing impressions a day? With all the "marketing clutter" bombarding your prospects' on a daily basis, it's becoming more and more difficult to capture people's attention, let alone get a response! So, how do you differentiate your business in a way that separates you from the competition and makes you STAND OUT? Here's exactly how you do it... ⁣For more information call us at, 630-853-6456

⁣Why do some Realtors® have all the clients they can handle, while others seem to struggle? Is it because they are smarter than all the other Realtors® or is it because they simply work harder? Perhaps neither. After analyzing the habits, attributes and character traits of hundreds of real estate professionals over the years, we've identified the "secrets" that separate the Top 1% highest-income-earning Realtors® from all the rest. And for your benefit, we've decided to distill all these traits down into 21 specific things that create superstar Realtors® and allow them to pick and choose who they work with, and have all the clients they can handle. Are you ready for the 1st secret of Superstar Realtors®? Here it is... ⁣For more information call us at, 630-853-6456