If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price… If you are looking for a top-notch mortgage advisor in Edmonton call us at, 780-452-9101.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for a top-notch mortgage banker in Rockville call us at, 240-832-5000.

Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… If you are looking for a top-notch loan originator in Austin call us at, 512-998-9440.

Ok, today we are going to talk about some important things to consider before downsizing your home… In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing… If you are looking for a top-notch mortgage broker in Vernon call us at, 860-870-0700

As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit. If you're looking for a top-notch loan officer in Houston, call us at (713) 961-5363 or visit www.thespiegelgroup.net.

OK, today we’re going to talk about how to achieve your goals… Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal… If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

OK, today we're going to talk about how to get ahead financially... With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here: If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage broker in Mississauga call us at, 647-228-1000.

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking for a top-notch mortgage broker in Mississauga call us at, 647-228-1000.

Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... If you are looking for a top-notch mortgage broker in Mississauga call us at, 647-228-1000.

Ok, today we are going to talk about 5 mistakes to avoid when buying a home… Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home… If you are looking for top-notch mortgage broker in Kapolei call us at, 808-398-2638.

Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… If you are looking for atop-notch mortgage broker in Cambridge call us at, 705-734-6804.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… If you are looking for atop-notch mortgage broker in Cambridge call us at, 705-734-6804.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for atop-notch mortgage broker in Cambridge call us at, 705-734-6804.

Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… If you are looking for a top-notch loan officer in Memphis call us at, 901-461-7215.

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price… If you are looking for a top-notch loan officer in Memphis call us at, 901-461-7215.

OK, today we’re going to have some REAL TALK about credit cards… Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for a top-notch loan officer in Memphis call us at, 901-461-7215.

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.