⁣⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… ⁣ ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about 5 simple things you can do to your home to instantly boost the price when it hits the market… You don’t have to hire a professional stager to prepare sell your home. With a little guidance from a Realtor and a few simple touches, your home’s value can increase instantly. Here are 5 things you can do that can help you boost your asking price… ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣⁣⁣Here's an interesting question for you.... What’s the #1 factor that separates Top-Producers from the mediocre majority? Chances are you already intuitively know the answer. It's all about how they invest their time! You see, everyone has 24 hours per day. The difference between the top achievers and all the rest is how they use it. Here's how Top-Producers use their time. ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how.. ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest… ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia, build a multi-million dollar business? Here's the million dollar referral script. ⁣⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣I’m curious to know your thoughts on this… What would you say is the #1 biggest challenge every real estate agent faces? Is it the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered… ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence. ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level.. ⁣⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣⁣What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth.. ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html