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We’ve all heard about the power of positive thinking. But did you know that positive thinking is so powerful, it can actually help you reach your financial goals? Here are 5 ways to grow rich with right-thinking… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about what you should and should not fight the buyer on after your home inspection… Buying a home involves a lot of give and take. Sometimes, though, buyers are tempted to insist that minor inspection findings be addressed. Unfortunately, this can be a bad idea both for the deal and your future satisfaction. Here’s what NOT to fight for after your home inspection… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost…If you are looking for a top-notch mortgage agent in Mississauga call us at, 647-992-8390
Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards…If you are looking for a top-notch mortgage agent in Mississauga call us at, 647-992-8390
With the recent drop in real estate prices, it's the perfect time to buy investment properties. Like any other endeavor, though, there's a right way and a wrong way to go about it. No matter whether you are a seasoned real estate investor or a first-time buyer, there are some costly mistakes that you should watch out for. Here’s the first mistake to avoid... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Thinking about buying a property any time soon? If so, here are the closing costs to be aware of before you buy (so you don’t have any unwanted surprises) … If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
If you haven't noticed by now, money is one of the biggest sources of conflict in relationships. Here's how avoid conflict and build connection... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
If this doesn't apply to you, perhaps you know someone over 60 who might find it helpful... A reverse mortgage lets you turn your home's equity into cash without having to move or make monthly payments. It's designed for homeowners 60 and over who want to "spend down" their home equity. If you or someone you know is in this situation and needs extra cash flow, here are some things to consider before choosing a reverse mortgage... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know…. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Here's an interesting question for you.... What’s the #1 factor that separates Top-Producers from the mediocre majority? Chances are you already intuitively know the answer. It's all about how they invest their time! You see, everyone has 24 hours per day. The difference between the top achievers and all the rest is how they use it. Here's how Top-Producers use their time...For More Information call us at, 573-881-9325
OK, today we're going to talk about an unfortunate but common challenge that many homeowners face... You see, when you and your partner get together and jointly buy a house, it’s only natural to assume everything will be “happily ever after”. But the sad truth is many relationships eventually end in separation, and that can have a dramatic impact on your mortgage. Here are some potential scenarios to consider... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how...For More Information call us at, 573-881-9325
As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit.. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest… For More Information call us at, 573-881-9325
Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
If you're anything like me, keeping records of income and expenses--and convincing your spouse to do the same--can be a real challenge. Here are a few tips that you might find helpful... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Imagine for a moment that there was a tree called the "Tree of Life." And on that tree there were fruits (otherwise known as your results). What do people tend to do when they don't like their fruits? They tend to focus on their fruits. They focus their attention on what they don't want -- their lack of results! Now, what's the problem with that approach? You can focus on your fruits -- your results -- all day long, but that obviously, that's not going to change anything. To change your fruits, you must first change your roots. To change what's above the ground, you must first change what's below the ground. The change the visible, you must first change the invisible. Here's exactly how you do it... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.