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Are you considering buying a new home or investment property in the near future? Buying a home is a major investment no matter how you look at it. But for many homebuyers, it's even more complicated and costly than it needs to be because of blind spots where they are lacking critical information--information that can literally make or break their chances of buying their dream home or add tens of thousands of dollars in unnecessary costs or countless hours wasted in fruitless activity. It's crazy! Homebuyers are, in many cases, making the biggest investment of their lives without any step-by-step roadmap for success. In response to this obvious need, we've decided to create a brand new homebuyer guide titled, "15 Homebuyer Mistakes And How To Avoid Them". We don't have time to get into all fifteen of them now, but here's one BIG mistake you MUST avoid...If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
It’s no coincidence that most wealthy people got rich by owning real estate. After all, real estate is the #1 millionaire-maker in the world! Here are 7 ways to create wealth with real estate... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Are you - or someone you know - planning on doing a home reno in the near future? If so, this new video will come in real handy. It gives some really helpful tips for choosing the right reno contractor... so you don't end up with one of those "reno nightmares!" Check it out… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about 5 mistakes to avoid when buying a home… Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home…If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
OK, today we’re going to talk about how to get SMART with MONEY... If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Deciding when to refinance your mortgage can be a tricky decision. Is now a good time to refinance? Unfortunately, there’s no easy answer to that question. Here are a few important factors to consider BEFORE you refinance… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself… Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about 5 reasons why you should NOT get a mortgage online… Online transactions have become so fast, reliable and convenient, we do almost everything online—from buying groceries to banking, paying bills and shopping. So why not get a mortgage online too? After all, mortgage sites promise choice, simplicity and approval within minutes. But should we really feel secure borrowing hundreds of thousands of dollars with a click of a button on a laptop or smartphone, without professional assistance? Here are 5 reasons why it’s NOT a good idea to get a mortgage online… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Have you ever wondered how your credit score is Calculated, or more importantly, how to improve it? If so, this video will be a real eye-opener for you. Check it out. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
When choosing a mortgage, most Canadians choose a 5-year fixed-rate. But just because fixed-rate mortgages are most popular, doesn’t mean they’re necessarily a good fit for you. Here are a few things you need to know about fixed-rate mortgages. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Retirement or funding education: which comes first? That’s one of the toughest questions most parents will ever face. Here are a few factors to consider... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Have you checked your mailbox yet today? How many credit card offers do you think you received? Each one is a new opportunity to get farther into debt, hand over HUGE interest payments, and never get any closer to financial security. Instead of being flattered every time you're offered a PRE-APPROVED PLATINUM card, it's time you learned the truth behind credit card offers. Discover what your credit card company doesn't want you to know... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about your retirement plan and how to make sure you have enough in savings to retire the way you want… Even if your employer offers a pension plan, it may not provide all the retirement income you’re hoping for. But there are ways to supplement a less-than-adequate pension. Here are 3 ways to supplement your pension plan… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Almost everyone wants to become rich, but most of us never do. Maybe it's because our impression of how to become wealthy doesn't bear much resemblance to reality. Here's what actually works--and what doesn't work... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about flood insurance and how this could protect your home… As climate change progresses, flooding is becoming more common in all parts of Canada. Historically, overland flood insurance, as opposed to water damage coverage, hasn’t been available. But after some very expensive major floods, insurance companies are now offering policies that cover flooding caused by rainfall and overflowing bodies of water. Here are 5 things you need to know about flood insurance… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Have you ever considered adding an outdoor shower to your backyard? Here a few tips and things to consider for adding practicality, enjoyment and even value to your home by installing a backyard shower… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.