⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we're going to talk about how to get ahead financially... With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣You've probably noticed identity theft is becomingmore and more prevalent out there. Thousands ofpeople are unwittinglyfalling prey to this crime every single month –it’s crazy!Don’t let this happen to you. Get informed. Watch this short video I just created and learn how to protect yourself from identity theft. This is important.. ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about when and why to refinance your mortgage… There are lots of good reasons to refinance your mortgage. But it’s important to remember that refinancing is only worthwhile if your situation and needs meet certain criteria. Here are 4 reasons to consider refinancing…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣If you’re looking for a way to accelerate your savings so you can achieve financial independence more quickly, you might want to consider self-employment. The safest way to start is by earning self-employed income on the side while keeping your current full-time job. But regardless of whether you’re self-employed part-time or full-time, you can benefit from many tax-deductible business expenses. Here are 7 tax advantages of being self-employed... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣If you’re thinking of selling your home any time soon, here are seven fast, easy and affordable ways to attract more offers and get a higher price…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we're going to talk about something most mortgage pros would NEVER encourage you to do. DOWNSIZING YOUR HOME. Let's face it: Home ownership is a good thing, but for some people, it can be too much of a good thing! If your house has become too expensive, too big, too time-consuming or too much to think about, maybe it's time to think about downsizing. Here are 5 reasons to consider moving into a more manageable home. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Deciding what to do with your tax refund can be a lot of fun. Who doesn’t like to spend money? But instead of blowing it on things that are guaranteed to lose value—like expensive clothes or a vacation— consider investing your money for the future. Sure, it sounds like less fun, but think of the fun you’ll have when you retire early! Here are 5 ways to help your tax refund generate wealth...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about everything you need to know about closing costs… Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, let's talk about your retirement for a moment... It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc. But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next... Here are 3 threats to a secure retirement...⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we are going to talk about how to use budget tracking apps but stay safe doing it… Budget tracking apps like Quicken and mint.com can be a great way to manage household finances. But considering all the personal financial information you enter into these apps, are they safe to use? Most experts agree the apps are generally safe; it’s the people using them who pose the greatest risk. Here are 7 tips for using a budget tracking app (while keeping your info safe)…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Currently, a post-secondary education in Canada can cost as much as $20,000 per year, including tuition, books and living expenses.That means the price tagfor a four-year degree can be as high as $80,000.If you want to help make sure your kids don’t start their work lives enslaved by debt, now’s the time to start planning. Learn 3 popular ways to save for their educationhere.⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣How can you to have a happy and fulfilled retirement? If you believe the ads, you might think all you need is money. A big retirement account and you’ll be set! Sure, having enough money to live comfortably is important, but there are so many other things that are just as important. Here are 5 steps to a happy retirement… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today let's talk about debt and, more importantly, how to get out of it... Nobody sets out to get deep in debt. It just seems to happen to some people and not to others. Here are 7 traits of debt-free people that set them apart from everyone else... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about the Rule of 72 in investing… When setting aside money for retirement, the big question is, “How much will I need?” And the even bigger question is, “How much money do I have to invest to get there?” That’s where the Rule of 72 comes in. Here’s the Rule of 72: What it is and why it matters for your retirement… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣We’ve all heard about the wealth accumulation rule called “pay yourself first”. But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 5 ways you can make money when you’re not working... You work hard for your money. Wouldn’t it be nice if your money started working hard for you? By doing a little up-front legwork and investment, you can create an ongoing income stream that continues, even when you’re on the beach sipping a Mai Tai. Here are 5 ways to generate passive income… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about one reason why housing prices can be so high… Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from…⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.