⁣Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan…⁣ If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Ok, today we are going to talk about how to maximize the sale price of your home… Selling your home isn’t as simple as putting up a For Sale sign. There are many things to do in advance to prepare yourself financially and make sure your home sells for top dollar. Here are 5 ways to maximize the sale price of your home… ⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to the 4th secret of Superstar Realtors. In today's secret I unlock the mystery to creating a constant stream of qualified leads that come to you instead of the other way around. All the Superstar Realtors I know use this tactic and you should too. Click here to listen to the fourth secret... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about how to make a long-distance move stress free… Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can take to help eliminate the stress of moving…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to the 3rd secret of Superstar Realtors. In today's secret, you'll learn a very different approach to marketing your real estate services. This one approach has more power to build your real estate business than any other strategy available. Click here to listen to the third secret... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to the 2nd secret of Superstar Realtors. In today's secret, you'll learn how to market with the dignity and respect you deserve. Watch the 2nd secret here... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Why do some Realtors® have all the clients they can handle, while others seem to struggle? Is it because they are smarter than all the other Realtors® or is it because they simply work harder? Perhaps neither. After analyzing the habits, attributes and character traits of hundreds of real estate professionals over the years, we've identified the "secrets" that separate the Top 1% highest-income-earning Realtors® from all the rest. And for your benefit, we've decided to distill all these traits down into 21 specific things that create superstar Realtors® and allow them to pick and choose who they work with, and have all the clients they can handle. Are you ready for the 1st secret of Superstar Realtors®? Here it is... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to Real Estate Marketing Sin #8. Did you know that your prospect receives, on average, over 3,000 marketing impressions a day? With all the "marketing clutter" bombarding your prospects' on a daily basis, it's becoming more and more difficult to capture people's attention, let alone get a response! So, how do you differentiate your business in a way that separates you from the competition and makes you STAND OUT? Here's exactly how you do it... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to Real Estate Marketing Sin #7. When it comes to effective Realtor marketing, there are 3 keys to success: 1. The right market - the people who are most likely to need, want and pay for your services 2. The right message - that hits the hot buttons of your target market and elicits response 3. The right media - that delivers your message to the highest concentration of your target message If any one of these 3 critical components is missing from your marketing plan, your results will suffer. Here's how you can supercharge your results... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to Real Estate Marketing Sin #6. Studies have shown that 81% of all sales happen on or after the fifth contact. If you're a Realtor and you're only following up on your leads a few times before giving up, just imagine how much business you're leaving on the table! Spending money on advertising but while not having a system in place that continuously and regularly follows up on your prospects, clients and referral partners is like filling up your bathtub without first putting the stopper in the drain -- it's a complete waste. Here are 3 keys for creating an effective follow-up system... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Welcome to Real Estate Marketing Sin #5. "I know that 50% of my advertising is wasted... I just don't know which half!" - John Wanamaker There's nothing worse than spending money on a marketing campaign and not knowing whether it worked or not. It's even worse when you continue to spend money on a marketing campaign that you think is working, but really isn't. There's only one thing worse than moving in the wrong direction, and that's moving in the wrong direction enthusiastically! Here's the only way to invest in your marketing efforts with confidence and sustainability.... ⁣For more information call us at, 760-217-0820

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance…⁣If you are looking for a top-notch mortgage advisor in San Macros call us at, 760-217-0820