⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market…⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage advisor in Roseville call us at, 909-213-5909.

⁣⁣Here's an interesting question for you.... What’s the #1 factor that separates Top-Producers from the mediocre majority? Chances are you already intuitively know the answer. It's all about how they invest their time! You see, everyone has 24 hours per day. The difference between the top achievers and all the rest is how they use it. Here's how Top-Producers use their time... ⁣For more information call us at, 786-338-3844

⁣With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how... ⁣For more information call us at, 786-338-3844

⁣Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia, build a multi-million dollar business? Here's the million dollar referral script... ⁣For more information call us at, 786-338-3844

⁣I’m curious to know your thoughts on this… What would you say is the #1 biggest challenge every real estate agent faces? Is it the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered… ⁣For more information call us at, 786-338-3844

⁣I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... ⁣For more information call us at, 786-338-3844

⁣Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level... ⁣For more information call us at, 786-338-3844

⁣What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth... ⁣For more information call us at, 786-338-3844

⁣OK, so you get a phone call from a homebuyer asking for more info on a listing... now what??? What most Realtors® do is simply answer the prospect's question and that's it. No email follow-up. No phone follow-up. No nothin'. It's no wonder they're having such a hard time selling homes – just look at their follow-up! In contrast, here's how top producing Realtors® capture leads and convert more leads into closed deals... ⁣For more information call us at, 786-338-3844

⁣So you want more motivated homebuyers, right? The question is... HOW? Here's one of the absolute best, most effective ways to attract them BEFORE your competition does: Here's the answer... ⁣For more information call us at, 786-338-3844

⁣Today we're going to talk about buyer lead CONVERSION. This is one of the easiest ways to increase your income without putting in more hours. The pregnant question is... HOW can you boost your conversion ratio? Here are a few tips to get you started... ⁣For more information call us at, 786-338-3844

⁣As you know, BUYER LEADS are the critical ingredient necessary for selling your listings FAST and for TOP DOLLAR... Now, the question is, HOW can you attract MORE of 'em, with the least amount of time, energy and money? Well, to help you in this, here are two proven strategies for ATTRACTING more quality buyer leads and gaining an UNFAIR ADVANTAGE over your competitors... ⁣For more information call us at, 786-338-3844