Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Deciding when to refinance your mortgage can be a tricky decision.Is now a good time to refinance? Unfortunately, there’s no easy answer to that question. Here are a few important factors to consider BEFORE you refinance. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Do you or anyone you know have mounting high-interest debt? There are few things in life that can cause more stress and strife than debt -- especially if you don't see a way out! In today's video, you'll learn how to escape debt prison... FAST. If you have $10K+ in consumer debt, this video is for you. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Most people assume they’d have a lot less debt if only they made more money. But in reality, debt isn’t an income problem, it’s a spending problem. You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common. Here are 5 characteristics of debt-free people. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Did you know there are ways you can cut down the cost of your mortgage when buying your next home? Here are 3 ways to cut mortgage costs. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

As you know, there are loads of credit card options out there. Credit cards that let you earn travel miles, merchandise or cash back can be a good deal. However, to get the most out of a rewards credit card, you have to be strategic. Here are 5 ways to make your rewards credit cards more rewarding. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Thinking about buying a property any time soon? If so, here are the closing costs to be aware of before you buy (so you don’t have any unwanted surprises). If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract. There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house. Here are 5 tips for buying in new real estate development. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we’re going to talk about what you need to know BEFORE you break out of your mortgage. If you’ve been considering breaking out of your mortgage early, here are few things you need to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills. But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic. Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time. It’s called the “apple-a-day” principle. Here’s how it works. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing. Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how you can protect your home while you are away on a vacation. At this point, you’ve made your plans, booked your trip and are looking forward to a week or two away from work. But while you’re thinking about what to pack, give some thought to home security. Is your home protected while you are away? Do you have a security camera or neighbors looking out for you? Here are 7 steps to protect your home while you are away. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to get your home, specifically your living room, ready to show potential buyers. If your home has curb appeal and many features high in demand, you’re well on your way to attracting serious buyers. But when potential buyers walk through your home, there is one room that can make or break the deal. The living room! The living room is one of the first rooms a buyer will see. Here are 7 living room deal breakers to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 5 ways to pay for home improvements. Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom. Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price. In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.