Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 waysto save for a down payment… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Before you consider refinancing your existing mortgage,it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here: If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Have you ever wondered if the way you habitually think is helping or hindering your ability to attract wealth and prosperity?Well, recent studies indicate that we can actually unwittingly sabotage our ability to achieve financial security. Here are 5 wealth-repelling attitudes to steer clear of... If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Let’s face it, debt isn’t a financial problem, it’s a behavior problem.So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits.Here’s the fastest, easiest way to become debt free… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Emergencies come in all shapes and sizes, from a hurricane to furnace failure. But no matter how big the emergency, they’re always expensive because they’re serious and rarely happen during regular business hours. Here are 5 ways to help pay for emergency home repairs… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Ok, today we are going to talk about 5 ways to pay for home improvements…Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom. Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of... If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Ok, today we are going to talk about how to throw the perfect backyard party this summer.Having the party in the backyard will simplify house cleaning and menu planning.Here’s how to pull it all together in 10 simple steps… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Ok, today we’re going to talk about how to keep your kids’ out of debt…The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate!The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Ok, today we are going to talk about some things you should never put on a credit card…Credit cards make purchases more convenient. But in some cases, that convenience comes with too high a price. Here are 5 things you should never put on a credit card… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures…Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills?It’s actually much easier—and more common—than you’d think.Here are 5 common wealth-killing mistakes high earners make… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate…If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations. But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork.Here are 4 things you can do to avoid renovation nightmares… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

OK, today we’re going to talk about how to get SMART with MONEY...If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is!The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know…. If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time…It’s called the “apple-a-day” principle.Here’s how it works… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

OK, let's talk about your retirement for a moment...It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc.But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next...Here are 3 threats to a secure retirement... If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping… If you're looking for a top-notch Mortgage Professional in Red Deer, Call us at 403-343-1125