It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days.While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips. Here are 6 ways to help you save $1,000 in one month. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we are going to talk about how millennials are changing the real estate landscape. As millennials become the largest adult generation, it’s no surprise that they’re becoming a major force in home buying. According to Zillow, a US-based online real estate marketplace, millennials now make up 42% of all homebuyers. Here’s how millennial buyers and sellers differ from previous generations. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we are going to talk about avoiding probate conflicts by setting up a living trust. Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. Here’s what every homeowner needs to know about living trusts. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we are going to talk about how the internet has impacted home searching, buying and selling. We’re so used to shopping online, we sometimes forget how technology has transformed the home buying process. Websites, social media, mobile apps, messaging and other platforms help make shopping for and finding a home faster, easier, more efficient, and less frustrating. Here are 5 online capabilities that today’s prospective homebuyers could never live without. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we are going to cover 5 steps for determining how much home you can afford to buy. Buying a home involves lots of decisions…
• condo or single family?
• big or small?
• inner city or suburban?
• new or old?
But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

Ok, today we are going to talk about buying a home at an auction. Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction. If you are looking for a top-notch loan officer in Brigham City, call us at 801-510-0707.

How many times have you said to yourself, "I wish I knew how to get the best bang for my buck on my advertising dollars?" Well today you're going to learn the advertising secrets that Superstar Realtors use to get at least 200% higher response rates than the average Realtor. Here exactly how they do it:
In next week's 15th secret, you'll learn a powerful marketing strategy that Superstar Realtors use to get huge floods of leads with little time or effort! Stay tuned... For more information, Please call us at 801.510.0707 or Visit http://www.northstarutah.com/Home

How many times have you said to yourself, "I wish I had more time so I could get more done"? Sound familiar? Welcome to the club. Now here's a
blinding flash of the obvious: You'll never get it all done! There will always be more on our To-Do list than we have time to implement. The key to increasing your productivity is not in putting in more hours, but rather, putting more into your hours. It's all about working SMART, not hard. Here's how Superstar Realtors make it happen...
In next week's 19th secret, you will learn about a powerful lead generation secret that NO ONE knows about -- that can literally launch your profits into orbit. Stay tuned... For more information, Please call us at 801.510.0707 or Visit http://www.northstarutah.com/Home

Have you ever wondered how seemingly unknown Realtors have positioned themselves as the #1 choice in their niche in a short period of time?
Here is one of their secrets for making it happen...
In next week's 16th secret, you'll discover a powerful marketing secret Superstar Realtors use to consistently overcome their prospect's fear and skepticism. This one strategy could at least DOUBLE your prospect-to-closing conversion ratio. Stay tuned... For more information, Please call us at 801.510.0707 or Visit http://www.northstarutah.com/Home

Have you ever heard someone say I run my business "By Referral ONLY"? Well, today's controversial message will reveal why that is the absolute worst strategy for building a stable business with a rock-solid income stream!Don't believe me? Take a moment and watch to today's video and you'll discover the key to consistently growing your income -- even in a down market...
In next week's 14th secret, you'll learn why most real estate advertising doesn't work and how superstar Realtors get 200-1000% higher response rates than average Realtors. Tune in to this upcoming video and learn the secrets to improving your return on your ad dollars. Stay tuned... For more information, Please call us at 801.510.0707 or Visit http://www.northstarutah.com/Home

How many times do you find yourself saying, "I wish I could get my prospects to believe in the value I offer!" Have you noticed that consumers are becoming more and more skeptical? In today's video tip, you'll learn a powerful strategy all Superstar Realtors use to instantly turn skeptical
prospects into pre-sold clients!Here's how they do it...
In next week's 17th secret, you'll discover how Superstar Realtors use the INTERNET to generatea tsunami of qualified buyer and seller leads on AUTOPILOT . Stay tuned... For more information, Please call us at 801.510.0707 or Visit http://www.northstarutah.com/Home

Today you'll learn the importance of "YOU" and why that is critically important to your career as a Realtor.This might sound dull but you're about to
learn an important lesson that only the Superstar Realtors really understand.Here's what I'm talking about...
In the upcoming 11th secret, you'll discover how Superstar Realtors have the uncanny ability to get things done, open new doors, and create profitable strategic alliances. This message will be very important to your career so make sure you tune in and watch to this next message. For more information, Please call us at 801.510.0707 or Visit http://www.northstarutah.com/Home